Hi, I'm new to this site and blogging in general. I have been reading some of the stories and blogs on here and I'm hoping to get some hints and tips and support along my journey.
We have no debt, and we are just starting to save for a house deposit..we need around $30,000 for a 3% deposit so that is our goal and I am hoping to achieve that in the next 18 months...we have accounts for seperate things which are as follows
daily account - for money to go into
splurge acct - "mad money" to spend on what we want
ice account - this is for emergencies (usually sits at 2000)
annual bills - this is for all our ins etc that come out yearly we put monthly amount away for these
house deposit - where we put our savings for our house
we always have bills paid on time and we live on a cash budget for petrol (gas) and groceries.
we have 1 CC but we only use for emergencies and owe nothing on it.
we currently have approx $900 in our house deposit acct
that is a general run down, hope i haven't forgotten to add anything
I'm a newbie
July 21st, 2018 at 07:14 am
July 21st, 2018 at 10:21 pm 1532208102
July 22nd, 2018 at 02:14 am 1532222092
July 22nd, 2018 at 09:44 am 1532249044
July 22nd, 2018 at 08:21 pm 1532287304
July 24th, 2018 at 01:18 am 1532391502
July 24th, 2018 at 04:18 am 1532402305
Had a medical expense we weren't expecting this week so our house savings went from $900 down to $133 but it is still something and it is a one off so although it will put us a little behind we will get there....its payday this week so will be nice to see it grow a little.
our ice account is still at $2000 so haven't needed to use that and still no debt or needed to use the CC but my mom did break the inside of our door handle so need to get that fixed so hopefully won't be to much but it has all the electrics for the window so we will see