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Archive for October, 2018

kids are home

October 22nd, 2018 at 02:58 am

The kids are home and we can tell with how much busier the house is, the food budget has gone up and the house is messier...but I love having them home.

Didn't reach my financial goal for the month but was only $300 off so I'm okay with that we can play catch up next month (hopefully)...but we have money in our ice account and savings account so I am happy with that.

No more paydays this month so I can update our savings info on here, and I also need to save to buy my friend a plane ticket from the States to Australia next year...she is coming to visit for 3 months and I can't wait.

busy week

October 14th, 2018 at 10:08 pm

has been a busy week for us all but so far not an expensive one....unless your our DD...her cat got out of her area and into next door yard and got attacked by their husky...all I heard was blood curdling screams from my daughter and I went running just in time to see her cat jump over our fence and hear their dog bash into the fence...so lots of vet bills..luckily she only had a few not to serious puncture wounds...lots of bruising but no broken bones...but was expensive for her....also her cat obviously freaked out attacked the other cat which freaked out and attacked my other DD small dog so it was a hellish few minutes trying to get everything calmed down but they are all doing pretty good now.

We have 1 DD away on holiday and 1 house sitting so the house is very clean, quiet and we aren't spending much on food or anything...so that is great.

I have finally been able to make appointments with a neurologist, my ENT specialist (again) and a opthamologist they sent me to the hospital and when I rang they said it was a 2-3 year wait list and I asked if they knew any private ones and she gave me a number and I get in november....yes it will cost me more...a lot more but not waiting on my sight for 2-3 years could be blind by then....so until those appointments it is living day to day and hoping someone gets some answers.

So going to rejig the budget and hopefully be able to cover them all and not use up all our savings...

busy week

October 14th, 2018 at 10:08 pm

has been a busy week for us all but so far not an expensive one....unless your our DD...her cat got out of her area and into next door yard and got attacked by their husky...all I heard was blood curdling screams from my daughter and I went running just in time to see her cat jump over our fence and hear their dog bash into the fence...so lots of vet bills..luckily she only had a few not to serious puncture wounds...lots of bruising but no broken bones...but was expensive for her....also her cat obviously freaked out attacked the other cat which freaked out and attacked my other DD small dog so it was a hellish few minutes trying to get everything calmed down but they are all doing pretty good now.

We have 1 DD away on holiday and 1 house sitting so the house is very clean, quiet and we aren't spending much on food or anything...so that is great.

I have finally been able to make appointments with a neurologist, my ENT specialist (again) and a opthamologist they sent me to the hospital and when I rang they said it was a 2-3 year wait list and I asked if they knew any private ones and she gave me a number and I get in november....yes it will cost me more...a lot more but not waiting on my sight for 2-3 years could be blind by then....so until those appointments it is living day to day and hoping someone gets some answers.

So going to rejig the budget and hopefully be able to cover them all and not use up all our savings...

big expenses

October 9th, 2018 at 05:03 pm

had some big expenses yesterday the car was serviced and needed some new parts we thought it might (its a 2005) so getting old so it end up costing us $880 and then hubby went and got me a laptop once he finishes transfering all the data then we will sell my desk top and hopefully recoup a few dollars.

hopefully no more big expenses and I can at least be over the $2000 mark by end of month

getting better discounts

October 7th, 2018 at 09:54 pm

It was time to renew our contract for gas/elec and we have been with the same people for years (they are competitive priced) and managed to get our elec savings rate from 18% to 21% (paid on time) so more savings there...and yes we always pay our bills on time..they are budgeted for...also paid another years worth of contents insurance budgeted $800 but it was only $640 so can keep the rest in our bills account which means adding a little less next year.

Haven't needed much for groceries but hubby had grocery money left over so we stockpiled a few things that were on sale and we are doing okay this week so should hopefully have some left over.

Haven't really spent much money this month other than 2 dvds (with my illness I spend a lot of time in bed so I have dvds...lots of them) and we are getting the car serviced tomorrow but other than that not much else we do need to work on the car a bit my mom literally broke the passenger handle off the door...so need to get that fixed.

next week one child is off on a 2 week holiday with friends and the other is house sitting so hubby and I will have the house to ourselves....will be so nice...don't get that very often.

getting better discounts

October 7th, 2018 at 09:53 pm

It was time to renew our contract for gas/elec and we have been with the same people for years (they are competitive priced) and managed to get our elec savings rate from 18% to 21% (paid on time) so more savings there...and yes we always pay our bills on time..they are budgeted for...also paid another years worth of contents insurance budgeted $800 but it was only $640 so can keep the rest in our bills account which means adding a little less next year.

Haven't needed much for groceries but hubby had grocery money left over so we stockpiled a few things that were on sale and we are doing okay this week so should hopefully have some left over.

Haven't really spent much money this month other than 2 dvds (with my illness I spend a lot of time in bed so I have dvds...lots of them) and we are getting the car serviced tomorrow but other than that not much else we do need to work on the car a bit my mom literally broke the passenger handle off the door...so need to get that fixed.

next week one child is off on a 2 week holiday with friends and the other is house sitting so hubby and I will have the house to ourselves....will be so nice...don't get that very often.

more savings

October 3rd, 2018 at 05:02 pm

Well payday came and went and I was hoping to have between $2000- 2500 in savings by end of month but we have managed to already get to $3,611.56...so we are thrilled...yes we have to use some of that for a service on the car but we are $1000 over what I thought we could get and we also have another smaller payday so can add some more in a few weeks...October is looking good

pay week

October 1st, 2018 at 05:40 pm

Who doesn't love pay week...I do!!

I can't wait till pay our regular bills and add the rest to savings, hoping by end of month to have between $2000 - $2500...we currently sit at $611.56, I have a visual board that I have drawn up so I can mark off how well our savings is...so each day we walk past and it encourages us to save what we can for our house deposit.

Also made $30 from selling some stuff online this weekend, have more to put up just haven't got around to it yet...not sure what I am doing with it yet so sitting in the safe till I decide.

I had ordered something online that was back ordered so emailed to ask when it would be sent (as I forgot) they said shipment was late and sent me $20 for waiting a bit longer so that we back into savings...no hurry it is for christmas.

Feeling good but I know we have to spend some money on the garden vegies we just haven't got that far yet....but hopefully this week

Some nice weather so hopefully can get the shed sorted a bit more and post some more things for sale.