I am hoping that we will be debt free by the end of the year..that means we can save for a newer car and then a house deposit next year...I didn't reach my goals for this year but going to do a blog next year on saving for a house and car...maybe a $10,000 blog and $20,000 for a house...does anyone else do this to help them stay on track and be accountable?...I know everyone here are in different places with their debts and finances but does blogging make you stay more accountable??

Although I am going to go through next years budget in the next few days to see if this achievable