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budget 2020

May 25th, 2019 at 08:55 pm

Well I couldn't sleep last night and I thik it was because of my budget swimming around in my head...it is driving me crazy to be so far off track ad I hate it so i sat down today and did my budget for the rest of this year and 2020...yep I am that organised and it is easy to do.

So I have put us on a budget to do a few things with my friend while she is still here, the cold weather here as made for lots of slow cooker recipies...as we get real tired by end of day...so we are trying to pull back on groceries...food is expensive over here especially in winter with vegetables..in summer we grow a lot of our own vegies...and we eat a bit of fruit which is also expensive in winter...

But I think we can get our ICE account to $2000 by end of year, $5000 in the car acct by end of year and some savings...I would like a couple thousand but won't hold my breathe right now

Next year if nothing major comes up we will be on track to having our house deposit, we will buy a good second hand car ad then in 2 years we will buy a house but 2021 will be saving for thigs like solar panels etc for our new house...so that is the plan...I feel more relaxed...it seems like a long time but 2020 is only just over 6 months away.

The rest of this year will be focused on my health and trying to get better and fitter now that I can leave the house a bit more....

2 Responses to “budget 2020”

  1. rob62521 Says:

    Sorry that food is so much more expensive. Do you garden during the warm weather? If you do, perhaps you could either can or freeze some of your extra stuff so you can have it in the colder months. Or perhaps when food goes on sale, you can freeze it and have it. I stock up on stuff when it is on sale that way I don't have to pay full price for many items. Perhaps you can plan for that in your budget. I also freeze items and can items. DH doesn't have room for green beans, but when the grocery store has them on sale for 99 cents a pound, I buy a lot and can them so I have them all fall, winter and spring.

  2. mumof2 Says:

    Hi Rob yes we do grow a lot and we do freeze and dry a lot as well for the winter months but I think its just having 1 extra person its just more food..1 chicken breast will do 3 of us adults but with an extra person we need 2 and then it makes so much more food etc...we eat a lot of fruit and fresh vegetables and it just costs more...its okay we can cover it but has destroyed our budget..we will get there

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