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thankful

April 7th, 2020 at 03:44 am

I am thankful that careful budgeting...and yes we have a ways to go..but with good budgeting we are able to pay all our bills, our rent, we have enough food etc...during this time of people losing their jobs...or having the uncertainty of what the future holds...I am hoping that people learn from this and start having somewhat of a stockpile of food for at least a month or so and that they start an emergency fund so if this ever happens again it won't be so bad for so many people...I won't hold my breathe...but here is hoping

thankful

April 7th, 2020 at 03:41 am

what do you think you will change?

April 6th, 2020 at 02:21 pm

I know that most people need to stay at home except for essential services...but what are some of the positives and do you think that you will continue them when life gets "back to normal"

Things like takeaway, are you saving money by not eating out,I know gas is a hard one you are saving by not driving but that will change when you go back to work etc...more family time...just things like that

Since we have chronic illnesses our life really hasn't changed that much, we barely have takeaway, we are together a lot anyways...so it is really normal for us...so just wondering if the things that have changed will you continue doing them??

more into ice acct

April 5th, 2020 at 11:57 pm

Found another $200 to put into our ice account so happy with how things are looking financially right now..fingers crossed it stays that way

Youngest daughter started her full time job today...its only training but she is happy

making masks

April 4th, 2020 at 05:42 am

Was able to find some thin masks but they were so expensive...it cost me $54 for 20 of them and they are the thin ones like you see in the hosital...so we have enough to get him through his treatment when he goes to the hospital...but hubby is making us some better ones for when we have to go out...yes he is a great cook..a great sewer..he can do most things he was in the military...and it has given him something to focus on as he is house bound and bored...it cost us us around $120 for materials but we will have 3 each one to wear, one in the wash and a spare. so worth it.

I hav managed to get the CC paid off, get $1050 in my ice account, $1000 in the car account and $1000 in the house account...things are finally doing good...

bought a few things from the store today and yes we actually got tp today first time in a month...didn't really need it but since it took us 4 weeks to get this pack of 10 we thought why not...

Weather here is cold and wet which is nice to get some rain but I hate the cold...really hate it...

hope everyone else is staying safe

pay week

April 3rd, 2020 at 12:42 am

This month is looking good...We did have an added expense of a new mattress (spare) for $249...but other than that have only spent on gas and food...gas is down to .88c a litre here (which is .26 gallon) which is super cheap for us. we have plenty of food so other than fresh things we really don't need to go out. We rarely eat takeout so that hasn't really affected us.

Money wise our budget looks good, the CC will be paid off (again) then we won't be using it and I am hoping this month to get $1000 back into our ice acct, car acct and house acct...we have been wiped out several times in the last 12 months due to a lot of unforseen circumstances but it looks like we may have turned the corner and can start getting back on track with our savings...fingers crossed!!

feeling fine

April 2nd, 2020 at 10:03 am

I know so many people are so worried about the covid-19 virus and what it is doing for people...I think we are lucky we have a bit of a stockpile, our income hasn't changed which means we can still pay our billsand we are doing everything we can to stay healthy...so we are feeling relaxed rather than stressed...is this normal??

On the upside its pay week so I can update accounts later in the week and my sidebar...people here are starting to get stimulus payments...so good luck to them all...if we get any we won't spend it we will get to pay medical and put into our savings we think...ony time will tell...

Hope everyone is doing okay...I know it is a stressful time for some...stay safe

small wins

April 1st, 2020 at 02:58 am

Well with all the doom and gloom happening around the world I thought I would post a couple of wins..my daughter is a student but also a casual worker who hours have been dramatically cut so she has been applying for jobs...she got a new fulltime job and starts monday...she will start work from home then go to a call centre when they can go back to the offices...

we are apparently getting stimulus payments this month..if so we will use it to pay my hubbys medical expenses and put the rest into our ice acct.

And with the dollar being down we will actually make a few dollars with the exchange rate which will boost our ice acct

greedy people

March 31st, 2020 at 02:38 pm

I think this virus has made aussies stupid and greedy!

Our govt is doing what it can to help people out many people have lost their jobs and will go on support incomes..they don't have time limits over here but for the next 6 months they will get double which is $1100pf plus rent assistance to help them until they get employment etc...they have said that they can't be evicted if they can't pay rent, they can have 6 months of no rent if they can't afford to pay rent...but the people who own the houses the banks are apparently stopping their payments for 6 months but they will still have to pay interest etc..

my issue is if you are getting paid $1100 pf why can't you pay your rent...you should be able to..I know we pay more over here but you should be able to pay something...and the rent after 6 months still has to be paid...you still have to catch it up...I can understand reduced rent maybe but no rent...I think people are becoming greedy and selfish and it annoys me....pay what rent you can help the owners out...etc...we need to all do our bit and work together...but it seems like that is not happening here anymore...everyone is out for themselves...frustrating....hope they all settle down

april tomorrow

March 30th, 2020 at 11:16 pm

I can't believe it is april tomorrow here..this year is flying by fast...looking into april we should be able to make some headway into getting our ice acct up again..it is pretty dismal right now with all the added expenses...but everything has been paid on time, we have plenty of food so all good.

This week is pay week, can't wait to get the bills paid and start stashing money away in our accounts!!

Hubby has his scan tomorrow then starts his roadiotherapy in the next couple weeks....can't wait it has taken far to long...not sure if I will go with him yet...depends on what the rules are at the hospital...

Can't say we have been productive this month but we got all the important things done...

daughter is back home

March 27th, 2020 at 12:06 pm

Our youngest daughter moved back home today...her hours have been cut way back and she didn't really liked where she was living the person wasn't really a clean person and they had animals and my daughter couldn't stand it and got sick of asking them to clean up so now she has had enough and moved back home which means she will actually save more as well and she wants to move out into her own place in october...

Everything else is going well staying home playing games as a family..doing puzzles etc...hope everyone else is doing well with the isolation..or those who are working stay safe

day surgery

March 25th, 2020 at 12:21 am

Hubby has day surgery today...we will drop him off at the door and pick him up from the same door when he is done...the hospital is keeping all non medical patients from the hospital which we understand...although I hate that my hubby has to be there alone we get it...they will call when he is done and we go pick him up call when we get there and they will bring him down...its to protect the doc/nurses & patients...they have screenings etc to go through so feel confident he should be fine....he has pretty much confined to the house the last few weeks...it is almost flu season here so will have that on top of the carona virus...I think it is going to be a hard winter for us...especially with cancer treatment as well...have to be real vigilant...

Not much else going on just chilling at home and hoping to get a few more groceries that we need/want

how long do you think this virus will last?

March 24th, 2020 at 11:37 am

I have been watching the news and reading online and they are saying that this virus could be around till the end of the year!!

What do others think? I think if people do what they are suppose to then it shouldn't last that long...but everything I hear and read contradicts itself...and that is to be expected as it is a new into the community and no-one has an immunity to it...but I hope that it doesn't...in saying that an asian lady over here that has tested positive for the virus was in the store spitting on fruit...she was arrested...she should have been in seclusion...but she didn't...so angry with idiots like this...hope she is fined..they are talking fines of $20,000 if you don't go into seclusion...so hopefully she will get fined that

so many jobs lost

March 23rd, 2020 at 11:39 pm

So many people have lost jobs over here due to this virus...the govt is doing what it can to make sure people have money coming in to feed themselves etc...but their website and phone lines keep crashing so its going to be a long week...everyone keeps going to the offices which they were told not to do due to social distancing but I guess when you need to feed your family you do what you can...hope things improve

govt is stepping up

March 23rd, 2020 at 12:11 pm

I'm glad that our govt has stepped up and is trying to help out individuals, sole traders and small businesses..they are giving people on welfare extra money, no time limits for those that have lost jobs or that are casuals, they get payments straight away...giving businesses money to keep people employed...I know it probably won't do exactly what they want but if we all work together then we could save some of the small businesses...we do our bit anyway by buying from local butchers etc...so we are hoping that everyone does their bit and keep supporting the smaller businesses.

feeling under the weather

March 22nd, 2020 at 02:55 am

I have been feeling under the weather...don't worry its not the carona virus its my sinuses...the weather is getting colder which plays my sinuses up bad...but then my dizziness kicks in and since I have had to do so much more since my hubby can't leave the house..so its taking its toll on me...so trying to chill and take and take it easy when i can...don't want my dizziness back it limits me so much and i don't really have time to go back to my neurophysio

just a catch up

March 21st, 2020 at 12:28 am

Nothing exciting happening here...picked up a couple things from the store yesterday for us and my mom who couldn't get it in her area...so glad she has some of what she needed...we are pretty stocked here...we eat a lot of fresh vegies/fruit and the stores ahve a good supply of those right now so we are doing ok.

I have been pushing myself to get everything done since my hubby can't leave the house as he is at high risk and I have been stuck in bed as I pushed to hard and my body pushed back...I knew it would but I have to do what I have to do...so spending a coule days trying to recover enough to go with my hubby to his day surgery on wed...then the following week he start his radiotherapy hate that he has to go to the hospital everyday with this virus around...but has no choice!!

Other than that just staying at home chilling and trying to stay healthy....hope everyone is doing the same.

On the upside we realised that with the US$ dropping when we bring over hubbys US money we will get extra as the $is lower which we can boost up our ice acct quicker!