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tribunal today

October 14th, 2019 at 11:33 pm

Well I woke up feeling horrible today..I had a doc appointment and she said since the move I have pushed to to long and my illness is kicking my butt so I need to back off and rest more..and that I look like crap (her words) I love this doc she is to the point will go to the ends to help her patients and fights the system every chance she gets...she is awesome.

Then we had tribunal today for compensation...really wasn't feeling it but wanted to get it over and done with and be done with this company (housing)...the point of this claim was not really about money (although it did cost us a bit) but to get the owner to see who he really has working for him..they lie to him and us..and it was the only way to get his attn as we have no contact details for them...and they really are lovely people (owners)...and I wanted to just inconvenience the company...because they annoyed me so much...they came in and were disorganised, couldnt answer questions on dates and then stated the owner didnt know why we here today and was offering nothing...so the lady said they had wasted everyones time if they couldnt negotiate etc...then they were asked to leave while they spoke to us...if we didn't come to a settlement today then we would have to come back to a magistrate later...and I just want to focus on my health...the outcome was they have to pay us $1000 compensation, so we are happy...the owner isnt but hopefully now he can see what they are like even the company owner wasnt to happy with how disorganised they were....so we have some extra $s and are done with them for good...and they have 14 days to pay!!

74 days till x-mas

October 11th, 2019 at 04:54 pm

Almost the middle of october and I usually have a majority of my christmas shopping done and yet this year I have only have 2 gifts that I bought months ago...with the move and everything I am just not feeling it this year and I find it so hard to buy for the kids now...they are adults and anything they want or need they buy for themselves..so I'm just not feeling it...anyone else feeling it this year or have started their christmas shopping?

Whats the average that people spend at christmas? We only buy for our kids, my mom and her great grandson that she is raising (she has had him since birth) so it doesnt cost a lot although I tend to give our girls a good amount of money for whatever they want to get or do.

new dishwasher

October 10th, 2019 at 10:32 pm

When we moved into this house they had a dishwasher...we had one in our last house but sold it as they had one...well i never looked at the house before we moved and my hubby and daughter never looked in the dishwasher...well it doesnt wash well and it has rust marks...so we asked if we could buy one ourselves and replace and just change back when we move...so happy we will finally have a good one and will take so much pressure of my neck and shoulders...not an expense that we wanted but well worth it.

Starting to get some nicer weather here for a few days then back to rain...but getting a lot done so feeling accomplished...even though I am sore as hell...my body is hating on me right now...but will rest over the weekend as I get ready for our housing tribunal

not financial...but??

October 6th, 2019 at 01:20 am

Well it not financial but I just love how this place is coming together...slowly but surely...still have all the outside to do and a bunch of extra stuff the girls are going to sell...but my daughter and I keep saying each week while we live up here in the hills we had better see a koala in the trees...well...

my daughters dog kept barking this arvo...so hubby went to see what the matter was (he barks at most things) and he yells out its a koala...we had one sitting on our fence just looking at us...so I took some photos and a video of it on my fone...he was like 2 metres from us...he then after about 10 mins walked the fence then the clothes line...almost fell a couple times but he managed not to and now he has been asleep in a tree for a couple hours..its my first wild koala that I have seen up close and it was in our yard!!

update

October 5th, 2019 at 01:18 am

This week was pay week, got all bills paid, paid my daughter back, and got my ice account back towards it should be...should be back there by end of month...then will chuck extra at the CC to get rid of it.

Had a couple extra payments this week as my hubbys son ended up in hospital with suspected heart attack so we had his daughter for the night...he is home doing better but he also had to put his dog down due to old age and she was going downhill...so we had to pay for that..but other than that everything is on track.

yah october

October 1st, 2019 at 06:08 pm

We are finally getting some warmer weather, I love warm weather...love summer and being spring here everything is blooming..love it!

Its payday this week have revised our budget to get our 2 remaining debts paid off and work on getting our ice account back up...so will update after we pay everything later this week.

Still moving stuff from storage, should be done this week hopefully then we can save the $160 a month and put that where it is needed.

Being up in the hills really affects my ears which is making my dizziness worse lately..so still trying to adjust to that...but getting there..have been menu planning and that has been going well...hoping the rest of the year continues being great...feel so much better since we have moved

added food budget

April 9th, 2019 at 05:27 am

Well we went shopping today got some great deals on groceries but we did extra as our house guest will be here in 1 day...we are a bit excited...

so our monthly food budget is way over and we are having a birthday bbq dinner this weekend for my hubby so that will add to it but we have budgeted for the extra person

other than that things are on track and going well

CC coming down

April 4th, 2019 at 05:53 pm

Have managed to pay off $730 off the dreaded CC so it is coming down slowly...will take a few months and not happy that it is this high but sometimes you just have to use it...but making progress..

my first goal is to get our ice account back to $2000 then get $2000 into an account for when wmy friend is here...guess we need to buy her a ticket home LOL...she could live here forever but I think she would miss her family a bit....

then it will be onto the CC and then onto saving for a house....

murphy is laughing I'm sure

March 31st, 2019 at 05:21 pm

Well what a weekend we had....sat down and got my budget sorted after it just got so far out of whack...felt good about it...then we all came down sick...so hubby had to go to doc to be checked out (he has copd) and he has bronchitis...

Then my hubby goes to the bank to do some banking and the when he is done the car wouldn't start..so had to get a call out (free) but it cost us almost $200 for a new car battery and he picked up on something else that needs doing with the car which will be around another $400 so that is booked in for tomorrow.

Then my daughter was selling her older fone ($1000) as she just upgraded and the 2 guys that came to look at the phone run off with it...we tried to chase them in the car but they ran fast by the time we got into the car they were gone...pretty sure they live in the area (they are sudanese) we called the police gave a good description of them and their clothes, my daughter called and the got the phone where they won't be able to use it at all and I called our insurance to see if it was covered..and it was so my daughter only had to pay the $100 excess fee but will get the other $900 so although an ordeal it wasn't as bad as it could be...one thing I am good at is having good insurance "just in case" and those guys have a phone they can't use and the police have their description and the phone description and serial number etc...

So here is hoping this week is uneventful and we can just recoup and try to feel better

redid budget

March 28th, 2019 at 10:39 pm

Was frustrated this morning ove the budget completely going out of the window and being trashed....now after redoing it I don't feel as bad...still going to be behind where I wanted us to be...but can catch up..so this is what I am hoping
1. the money I took from the car acct (800) should be replaced in april as well as the normal monthly car payment (saving up for a car not actual payment to a company)
2. my ice acct I like to have 2000 so that should be fully funded to that BY mid may then wont add to that for awhile
3. want 2000 in bank for besties ticket home and things to do while she is here (2000) that should be fully funded by mid may.
4. the dreaded cc should be paid off by mid july..

we can then start saving again...we do have extra money suppose to be coming in from a couple of things (cc purchase that we didnt authorise) and money from his son that he owes us....but I didn't add them in as not sure 100% when we will get that money...if we do will go straight on the CC to get it paid off earlier...also have taxes coming in but its not a big amount (around 300) so told hubby he can have that to do whatever he wants for his b-day

So although our budget was completly trashed yesterday we can recover pretty well and get back on track...fingers crossed nothing else comes up

budget completly trashed

March 28th, 2019 at 06:11 pm

Well when it rains it pours...doing good on our budget and then murphy hit big time!!

First bought my bestie plane ticket over here but she was having trouble getting travel ins over there so was able to get it while she is over here which added an extra $800 to the plane ticket...I had budgeted $3000 for her whole trip and 1 ticket and ins cost me nearly $2600 so that has been blown out so need to save for her ticket home and while she is here.

Then mine and my hubbys cell phones have been real bad lately yes they ae both 6 years old so needed replacing...but due to my ill health and my hubby being retired they wouldn't let us add to a plan so had to buy out right which maxed out our CC and also had to use some of our car money...found out when the store went to put in my sim to my new phone that my battery was bowed and he said I was lucky that it hadnt exploded...but now we have phones that will last a long while

now today I am going to sit down AGAIN and see how to get everything back on track and get our accounts back on track....fingers crossed it won't take to long and nothing else comes up...I can find free things to do with my bestie for a few weeks...she is here for 3 months....I am so excited...but frustrated about the budget

excited

March 23rd, 2019 at 06:00 pm

Well my friend should be heading over to Australia in the next 3 or so weeks (no exact dates yet) I can't wait...she will be here 3 months I have money set aside for her plane tickets and to do some things while she is here...she won't have any expenses other than her shopping she wants to do...I know how our food bill will go up but that we expected...same with gas as we will be doing more day trips but we can cover those...so excited right now...even though we are not where we wanted to be with the budget we are doing well.

only a couple months behind!!

March 19th, 2019 at 07:28 pm

Well I looked at our budget last night and I think we can be back to where we want to be in the next couple of months...albeit if nothing else happens.

So I was looking at our CC statement and noticed a $423 payment to a games online place...its not something we have done so had call and get it sorted so the company is working on it and we will hopefully get the money back and we have ordered a new card....we don't use it a lot but have lately but need to get it paid off again...and if we get some money back from his son who we lent money to for a bond and we get it back soon and then pay off the rest we should have it paid off in may...

As for the ice account we should have that back to where it needs to be in april...

so although we are behind a couple months we can catch up and start saving again and we just hope nothing else comes up...wish us luck

pay week

March 18th, 2019 at 10:45 pm

Well mini skip has been filled and picked up...backyard is looking great...picked up a few good half price sales at the store today which wasnt in our budget but stuff that we wanted to get and was on sale so why not..right?

Well I haven't tackled the budget yet but it is pay week so going to do that tomorrow and see how far off track we are and the best way to get my accounts back to where I want them...my first priority is get my ice account back to $2000 which isn't a lot but its a start...then it wil be to pay off the CC again...have done so well barely using it...so I am hoping to get it paid off in 3 months or sooner...

Still waiting for my friend to get her passport so I can buy her ticket over here...can't wait...but I have that money in a seperate account....wow this is depressing me so maybe I need to get my budget out now and work on it...see how I go

expensive week

March 17th, 2019 at 04:06 am

This week has been an expensive one, first we had our neuro physio appointments to pay for...then we had to get in a yard guy to do some work that we just don't have the energy for or tools (we had to trim trees etc) so $200 later our yards look great and now the new fence is up we can get back into the yards and start getting things back on track....today we had to order a mini skip to get rid of all the rubbish and old stuff that we are no longer using...we have to be wary of snakes in the yard and our animals and now they don't have as many hiding places...after that we shouldn't have anymore outlay for the yards for a while.

we have been over spending on food lately I'm sure the grocery prices have gone up again...so will have to keep a closer eye on prices of things.

This week I really need to go back through the budget and rejig it and get back on track...the last month has been tough and just gone off track on our budget but has been hard doing everything including 3 other family members budgets...but we will get there

new acct

March 10th, 2019 at 05:39 pm

Well opened up a new account so I can track my savings and also keep the money I have allocated to buying my friends tickets and while she is here doing the things we want to do...I have a budget and want to try to stick with it....can be hard...but I figure I will keep the account when she leaves and just add money into it for when we buy our house for the things we might want to do to the new house...so have a couple of years for that.

Been busy catching up with family since the wedding..so nice a couple of them stuck around for an extra week....and its much nicer weather so we have lots we want to try and get done around here while we can...have a few doc appts this week we need to pay for but will get a few dollars back but we have the money for that...so heres to another week..

more into savings

March 6th, 2019 at 11:49 pm

Able to add another $300 to savings today...I know that it will go down when I buy my friends plane ticket in the nex few weeks but its nice to keep adding to it for now....

Spent $95 today on groceries but other than that no spending...have started to get some of my chrstmas presents...so can start knocking those off the list...I like to shop all year for christmas..get some great deals

nothing else to do this week other than catch up with family and rest...next week have lots of expenses with doctors so need to rest up for that