Well I have completed paying all but 3 of my bills for the month, tomorrow is payday so I will pay 2 of them and them the last one at the end of month on our next payday. 

I know many pay their bills differently and although the hecs debt get indexed in june of each year where the CC charges monthly (when you owe) I have chosen to pay off the smallest first as it will only take a couple months then the CC which should be done by april...so not a lot of difference. 

Also I like to pay things like insurance annually but last year that all got messed up so the first months of the year I am putting away extra so it can go back to annual payments...so that makes it a little tighter as well but afer that (around 6 months) payments go down to a more reasonable amount and we are back on track now.

Our freezers are pretty full so not really buying any meat this month so can hopefully save a couple dollars ready for next months menu. 

I have stayed away from stores as I don't need or want anything...I actually hate shopping so that makes it easy...and I can do click and collect for our groceries...so the only stores we go to is the butcher and the central market (like an indoor farmers market) as their food is much better quality and locally sourced. 

So far so good this year financially and yes I know its only a few days in but almost all the bills are paid for the month and we are staying on track so to me that is a big win!!