<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: November, 2019
 

Archive for November, 2019

had a good thanksgiving

November 30th, 2019 at 11:21 am

had our thanksgiving today it turned out really well...had quite a few people..mostly family and a few of our daughters friends...it was nice to catch up with everyone.

Its payday next week, most bills are paid and christmas is all paid for and done so we are hoping to put a big chunk on the dreaded CC...Other than not much else happening here...first day of summer tomorrow and it is cold and wet here...pretty typical

christmas is done

November 29th, 2019 at 07:20 am

Christmas shopping is done and finished WOOHOO, next week is pay week so can pay bills and then put the rest on the CC so can get some paid off before end of year.

My hubby has to have some tests in the next few weeks, they are thinking cancer but will have to wait and see..so not stressing till we get results...fingers crossed its not but if so will have to change our budget etc...its always something popping up in life...wish murphy would bug someone else for a change...especially on the health front

Other than that not much happening we are having thanksgiving on sat here...(not an aussie holiday so people work) and just like over there it is cold and wet LOL..should be a fun day!

over 2019

November 25th, 2019 at 02:40 am

Well I am over this year...I really wanted to start 2020 with no debt but we will still have half the CC to pay off next year...which means I have to rewrite my budget...so I have decided to write the rest of this year off...no more tracking my budget...will pay what we can on the CC and just be happy with that...

I'm not going to give up we will still stick to what we normally would on the budget bill wise...I have my christmas shopping done just have money to get out...but just a bit disappointed that I won't have it paid off!!

just another week

November 21st, 2019 at 04:56 am

Well yesterday was a scorcher 110 degrees and today is 70...such a difference had a few fires in our state but not near us but we had all the animal and our go bags ready...so glad we didn't need them.

Has been hectic time with so much family drama...we don't have drama but the rest of the family does. I have been helping my step son with papers for court for his divorce...his wife is greedy and his teen daughter has been having a hard time as her mother hadn't seen her in 11 weeks and then said she wanted her for the weekend but when she got there found out it was only cause she needed help baby sitting...she was so angry..she is such a sweet kid...and her mom just doesn't get what she is doing with her...finally getting her the counselling she needs to help her through this time...her mom makes me so angry, and they have no court orders so she doesn't have to see her.

Then I have been helping my mom with doing their passports...her great grandson has lived with her since birth (hes now 14) but there are no court orders and his mom is a druggie she has signed all the papers and such she doesn't mind doing that but you have to drag her to places and she lives 5 hours away so has been a real hassle...but getting there.

Then on top of that my nieces son was not returned by his dad on sunday...which breaks their court orders so she has been trying to get him back...but it is taking its toll on her....and taking to much time to get him back...

Other than that I have finished my christmas shopping. just need to put some money in my envelopes and I'm done...So ben a busy eventful week...this weekend we have a pride march and next weekend we have thankgiving...our version anyways..yes we do it on a saturday as its not a holiday over here..

100 degree days

November 19th, 2019 at 12:59 am

We are expecting our first 100 degree day tomorrow...have made lots of salads, ice, have put out water in the yards for all the animals that may need it...so heres hoping for no fires...Australia is on fire already don't need any near us...I think its going to be a real hot summer

it never feels like christmas here!!

November 17th, 2019 at 11:07 pm

I have so many friends putting up their christmas trees all around the world...what I find sad is that in our state it never really feels like christmas...electricity is so high here that even businesses don't really get into the spirit as they just can't afford it...everyday people even less...its really sad...hardly anyone puts decorations in their yard as people steal or break them (unless they have a huge fence..even that doesnt deter them at times)...I would love to go to the US and see a "real" christmas...although not snow...we are use to 100 degree days at christmas so snow would kill me...but just to see all the decorations and how it feels like christmas...seriously if people came to our state at christmas they would be disappointed...I know most here are....so I will put our tree up a week before christmas...and just enjoy the decorations in our home like we always do....I also have a big family but miss having all the little kids running around at christmas all excited as we don't have any of them near us..to me that is what christmas is about little kids running around playing and being excited...to much food and being with family

do you help with other peoples budgets

November 16th, 2019 at 04:44 am

Do you help with other peoples budgets? I have helped a few family members get their money back under control...most do okay..some do okay for a bit then when they start to get ahead they get off track again.

But I do my moms budget for her, I write up her budget, I pay her bills (she is almost 81 and has no idea with computers) she has a 14 yr old that lives with her (has since birth), she was getting into so much dire straits with her money and stressing herself out I told her I would get her back on track...it took us 18 months and she was doing great...now don't think is much of a spender as she isn't but things in her house got old and started not working so she had to replace it, a boy in school and all his activities and she is on a limited budget..she rarely ate out unless a special occassion...this year has been so much better for her, she has been able to buy a few things she has wanted and not needed...she asks my permission to buy things, as i have certain accounts for certain things..and I rarely say no..as she deserves it and doesnt really do much for herself...her bills are paid and she isn't stressing over them...she is much more relaxed and happy...now she is saving for the 2 of them to go over to the US next year to visit friends...Ii am so glad that we were able to take this journey with each other and she is so much better off...I pay all her bills online and I have a book I write receipts numbers in so hers are in the back so if anyone calls about a bill (some do a couple years later) we have the info...she is free and happy to live out her years stress free...or at least as stress as you can with a teen LOL...

I have taught our daughters the same thing, we were never really taught about money, so it was trial and error for us...but we do okay now...I just hope that the smarter people get about money and the more they teach each other about it maybe the world would be a much better place with less debt...hers hoping

Planning for 2020

November 13th, 2019 at 05:38 am

I am hoping that we will be debt free by the end of the year..that means we can save for a newer car and then a house deposit next year...I didn't reach my goals for this year but going to do a blog next year on saving for a house and car...maybe a $10,000 blog and $20,000 for a house...does anyone else do this to help them stay on track and be accountable?...I know everyone here are in different places with their debts and finances but does blogging make you stay more accountable??

Although I am going to go through next years budget in the next few days to see if this achievable

Planning for 2020

November 13th, 2019 at 05:38 am

I am hoping that we will be debt free by the end of the year..that means we can save for a newer car and then a house deposit next year...I didn't reach my goals for this year but going to do a blog next year on saving for a house and car...maybe a $10,000 blog and $20,000 for a house...does anyone else do this to help them stay on track and be accountable?...I know everyone here are in different places with their debts and finances but does blogging make you stay more accountable??

Although I am going to go through next years budget in the next few days to see if this achievable

Planning for 2020

November 13th, 2019 at 05:38 am

I am hoping that we will be debt free by the end of the year..that means we can save for a newer car and then a house deposit next year...I didn't reach my goals for this year but going to do a blog next year on saving for a house and car...maybe a $10,000 blog and $20,000 for a house...does anyone else do this to help them stay on track and be accountable?...I know everyone here are in different places with their debts and finances but does blogging make you stay more accountable??

Although I am going to go through next years budget in the next few days to see if this achievable

christmas shopping

November 6th, 2019 at 01:12 pm

have done a bunch of my christmas shopping and stocking for our kids...also the people we are giving money to I have a few of those envelopes done so about two thirds done with christmas...still on budget and want to try and pay off CC by end of year...staying on track so far and feeling happy!! How are you all going with your christmas shopping and preparations??

payday

November 4th, 2019 at 08:00 am

Payday today...have all bills paid and have managed to put $2500 on the CC...half way to paying it off...hopefully by the end of the year!!