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Archive for February, 2019

more expenses

February 18th, 2019 at 05:34 pm

Well today our washer broke..can't complain it is over 14 years old so we had to go and get another one...got a pretty good deal for over here and paid $77 for the delivery, installation and taking the old washer with them...so worth it don't need the hassle right now of trying to get rid of it ourselves.

Also have his son who is moving next week and he wants to borrow money for the move so we will have to discuss that...always something coming up I'm just hoping that next month no unexpected expenses come up so we can get back on track.

US taxes done

February 17th, 2019 at 09:51 pm

Finally got our US taxes done..was a bit of a chore and since my itin number has been changed or whatever they are doing with it...I started the process oct last year to get a new number or update it...but it still hasnt been processed yet so more forms for that so god only knows how long it takes or what we will have to do for it to be processed...since we cant do online it takes 6-8 weeks anyway and last year they sent a check to us which takes 3-4 weeks to process over here anyways....but its not money we count on or add in to our budget at all...but glad it is done for now.

Was invited to another wedding today so have to put that into our budget...its local so should be able to attend and not have it cost much at all.

We changed our internet company and it costs us around $700 plus for everything (fetch box etc) and then we signed my mom up as well so paid for her box and first month as well...so we had to use the CC again..which I hate but the old company their internet dropped out constantly so far with this one no drop outs...so much nicer...so worth the expense in the long run.

So now we have the CC to pay off hopefully in march we can do that I hate owing money..other than that not much else going on here except waiting for my friend to get her passport so I can buy her a ticket to come over here...cant wait

busy and budgets

February 16th, 2019 at 06:39 pm

Have been busy finding my mom and niece a place to live and getting them moved in...has been a long and tiring process but it is done now has completely worn me out. Last year I managed to help my mom get rid of all her debt by helping her budget...she paid for her move to the city and everything else she needed to do on her own..she is happy with that. My mom is one of those people who would give anyone her last dollar before helping heself and family can take advantage of that...but not anymore and she is better off because of it.
My niece left an abusive husband and took her son who took her to court so has lawyers bills, etc he wouldn't even give her their clothes or anything so for last couple years she has struggled financially, she has also been "dumped" with her grandson (who is 11 months) so has to pay for everything for him as well as her daughter won't look after him more than a day or so...and then my niece late last year was diagnosed with a heart condition so has made everything that bit more stressful...so they have moved in together and I have just written up their budgets this weekend and mom is still doing good and will be adding to her savings a bit more...my niece is struggling financially but she makes enough to cover her bills each month and by end of year she should be debt free and can start saving for the first time in a long time...will be a tough year but will get there.

my youngest DD wants me to help her with her budget as she wants to do a couple overseas trips that will help with her college(uni) degree and give her a step up into her field so have to get that done this week....so have been busy with budgets lately.

Now I am just trying to recoup my energy levels this week ready for some doc appointments, and my brothers wedding in march...and hoping my friend will have her passport by then and can get her butt over here...almost 4 month we have been waiting for her passport...it takes forever...not sure if it was affected by the shutdown over there or not but they need to get it done

how did you learn about money?

February 8th, 2019 at 09:30 pm

I'm just wondering how people have learnt about money, when I was growing up we didn't have much money but I never felt like we missed out but we were never taught about money. Everything I have learnt over the years of being married and having kids is self taught and by trial and error...it works pretty well now for us (we still learn though) and we rejig our budget as we need to...we have taught our kids what we have learnt about money one is really great on saving and the other does ok but is a lot more social and like clothes so spends more but she does spend her own money so its on her and they both like to travel as well.

I actually do my moms budget now as it makes it easier on her and family asks me to help them with their budgets (how to do one) etc...so just curious on how others have learnt about budgets/money tc and do you help others?

US taxes

February 8th, 2019 at 09:23 pm

We still have to do US taxes even though we live in Aust which is frustrating as it can be complicated and now they have changed a few things...in Aust we do the in july and january for US...so now we need to sit down and try and do them and I am still waiting for my new itin...so we are trying to get taxes done and in and signed off our list.

Still waiting for my friend o get her passport so she can come visit...it has taken 10 weeks already it takes forever over there it seems to get things done, but it gives me more time to save for when she is here.

Also have my brothers wedding in 3 weeks...but we have everything we need for except the money for their wishing well...

tin money

February 7th, 2019 at 08:40 pm

I put all my coins in a tin that I have...well in 1 month it was full so I took it to the bank and had $107 in the bank was going to save up till december but filled it to quick so I have added this money to the bank and now I have a jar to put coins in...

also we used the cc for hubby to buy some stuff..but I hated having money owing so used savings to pay it off!!

made $33

February 5th, 2019 at 08:04 pm

Took our cans back and made $33...was suppose to be $32.70 but the guy gave us $33 so not complaining.

In our state we get 10 cents back on all soda cans/bottles etc. we also collect them when are walking makes a few extra $ a year so money went into my tin but haven't decided what I'm doing with the money yet...probably just just go into savings but have till december to decide

payday

February 4th, 2019 at 02:45 am

was able to make a car payment today to our account, also add to our savings (although this will go down when we buy the plane ticket) and put some into our ice account as well as our regular bills.

Will update our side bar as most of these bills get done once a month have a couple of pays this month but will add to the ice account until its back to where I want it to be.

pay week

February 2nd, 2019 at 12:37 am

Next week is pay week and I am so glad that I will finally get some money back into savings...I have re looked at the budget and we are hitting our financial goals so far this year...can't believe it is already february...this year is going fast...

Have been eating lots of salad mostly from our garden so have been saving money there.

I have also started tins for both our girls for when they move out..just so they have money to do a big first grocery shop and all the bits and pieces they might need...not sure how much I am going to put in or how often yet as neither will probably move out for another couple years...so should have a good amount in there for them...

hoping to buy my friends ticket to fly over here soon...it is taking forever to do her passport over there