Home > Archive: February, 2020

Archive for February, 2020

storm coming in

March 1st, 2020 at 05:01 am

We have a storm coming in today lots of thunder and lightening and maybe rain...can already smell it..but we are all down sick...not sure what is going on with us but none of us feel good...not looking for another change in has been crazy here

Still need to try figure out taxes before hubby starts his treatment and also need to finish up banking but that can wait a day or 2 no hurry everything is paid so will update later when I have done it.

Its officially autumn here now can't believe it is already march..this year is going fast

free day

February 27th, 2020 at 03:58 am

Well we got hubby test results today its stage 3 just in the lymph nodes but nowhere else so he things we have a good chance of being able to go into remission down the road, so only time will tell...hubby gets his first shot next wed (has every 3 months) and we are waiting to hear from the oncology radition team for treatment dates etc..should be 5 days a week for 8 weeks them maybe chemo..they arent sure yet...but the appointment was free, the parking was free will have to pay for the shot next week but not the doc appt so not to much expense yet..

It is becoming colder here so we went to buy some masks for hubby...apparently people seem to be worried about the carona virus because masks are selling out...I never really worried about it...but I guess others are.

Its payday this weekend/early next week so that will be nice to get things paid and done with for the month..also have car insurance to pay

funerals and other gossip

February 25th, 2020 at 06:16 am

Got my hair all cut off today it just takes to long and I don't have te eneergy anymore to do much (chronic fatigue) and we find out hubby treatment plan soon so that will be taking up time each just easier.

While out that way..its about 40 mins from the house we went to the butchers and I filled up our freezer so we have plenty as we are not sure how hubby will go with treatments and his copd...but we are covered in that I less thing to worry about.

Was talking about funerals the other day..we do on a regular basis...and I had friends say that we were weird that we don't want, my hubby and oldest DD just aren't interested...I think they are a waste of money and I want my ashes planted under a fruit tree that anyone can eat from...they said what if people want to say goodbye to you...well if people want to see me they can do it while I am alive, funerals are expensive and a waste of money...we all think this..and i don't want headstones I think if you have them then family feel obligated to visit you or they never visit you and feel guilty so why bother..but these are our thoughts and what we want..its also written in our wills...and the kids know what we do you think we are weird? or do people just think it is a society norm that that is what they should do??

sick again

February 24th, 2020 at 07:22 am

theweather here this summer has been tempermental so hot then so body isn't coping and ended up with another another sinus on antibiotics and a nasal another $32 spent but hopefully i will be feeling better soon will find out this week what treatment he will need.

Also going to get my hair all chopped off tomorrow..I have been really struggling with my chronic fatigue and my hair is half way down my back so is just so hard to handle and if my hubby needs daily trips to the hosp for treatment then it is just to much to handle..its hair it will grow back

he gets his foot things this week but they are all paid for hopefully not to many more expenses this week...all parking we need should be free so that helps

new budget written out

February 23rd, 2020 at 12:56 am

Well changed how we are going to budget since finding out about my hubbys cancer, going to get $5000 in our ice acct then save to update our car its a 2005 and starting to show its age...but have the money there just in case and then start saving for a house which we are hoping to be able to buy in next 18 months...the fees are a killer over here which you need up front..around $20000-$30000 dollars just for the fees and then the deposit as well...make it so hard for people to buy over here...but we will get there...if we can find something that we really like

scan is done

February 21st, 2020 at 11:27 pm

Hubby had his scan cost $200 so not a great expense and worth it to not have to wait another 6 weeks..we get results next friday and hopefully a treatment plan...parking was free so no cost there. If he has to have daily treatments at the hosp he gets free parking as he has a disability that will help...not sure what other kind of expenses we will be looking at so have decided against paying off the CC completely and just adding to our ice accout for now till we get a few more thousand in that account...all bills are paid on time etc...and the CC is our only debt so right now i think this is what is best for us...not looking forward to the next year or so...but just want to get it started and finished so we can continue on with life

just an update

February 20th, 2020 at 01:17 am

Well good news today, my biospy came back normal no cancer present just sun damage which is great news..especially since my hubby has just been diagnosed with cancer...he has a scan tomorrow to see if it has spread or not and then find out next week treatment options that will be around $200-400 not sure till tomorrow...not looking forward to that but at the same time just want to start getting treatment started and knocking the cancer on its butt!!

Hubby got his new bed in is comfy and I am hoping he sleeps better now...he has been sleeping in a recliner and doesn't mind it...but Im sure this is more comfortable

we had extra money left over from the food budget so we bought some extra things that were on sale to use it up and that we use all the time..have been doing really well with not eating out at all..

saving a few dollars

February 19th, 2020 at 06:12 am

I have chosen to cut a few things from our budget that have just come up (we pay most things annually) and that is our extra garbage can..we don't use it all that often so have cancelled will save $145 for the year...also our chemist (your drug store) we get discount when we buy from them but not sure if we will continue with that it depends if they have one product i am looking for but is expensive if they do we will continue...if not we won't renew and will save $64 for the year.

is this smart?

February 18th, 2020 at 06:50 am

next friday we should have the grading and treatment that my hubby should be getting for his cancer, I was going to pay off the CC next month but we only have $2000 in our ice account so I have decided to pay $500 a month onto the CC and put the rest into our ice account until we hit a few more thousand as we don't know what our expenses will be in the coming seems good to me we won't be paying much interest on the CC and our savings will grow. If we don't have a lot of expenses then we can put the extra on the CC and get it paid off

What are others thoughts on this??

family and budgets

February 17th, 2020 at 12:47 am

I am ususally the one person in the family that people come to when they need help financially...not money wise just budget wise and helping make phone calls etc...they know I won't lend them money. i always tell them you can't borrow your way out of debt you just need to work on it...I will sit down and write them out a budget after we figure out all their debts/income is time consuming but worth it if they stick to it.

One of my nieces uses a place that pays their bills for them and gives them an allowance, it cost them over $100 a month...I tell them they are wasting their money..and if they wanted to they could pay me the money instead..they won't..her sister is the one I am currently trying to help..she asked whether or not I should just pay her bills for her and she could pay me (Im like you have debt you can't afford to pay anyone) but that way she wouldn't have to worry about it...I sid no she needs to worry about it..if she isn't willing to put in the hard work on paying down her debt and building her savings then her habits won't change and she will always have debt..she said never thought of it that will be slow going with her while we get things sorted out for her but hopefully she will be better off...her sister on the other hand and her hubby are always spending what they have...because someone else deals with their money they are not learning any lessons...what are your thoughts on this am I right/wrong or both??

valentines day

February 13th, 2020 at 10:32 pm

We don't celebrate valentines day I have always seen it as a waste of money we do things like that all year long so don't worry about it..and with the fires this year can only imagine how expensive flowers are going to be for those buying them...however my hubby has always bought our girls since they were born a rose on valentines day...its their tradition with him...we got some about a week ago on sale and put them in the fridge...they are still as fresh as the day we bought them and it was a fraction of the a savings!

Do others on here celebrate valentines day? Do you go all out or just something simple or just treat like another day??

happy valentines day to everyone...may you be spoilt by love everyday of the year and not just valentines day

big spend day

February 13th, 2020 at 03:41 am

had to spend big bucks today (or big enough) we went to see someone about my hubbys foot, he no longer has padding on the bottom of his feet and makes it difficult to they did some tests and some moulds of his feet and are making him custom supports for his shoes, we also bought a new pair of shoes that has a deeper insole for the new supports so today was a $750 day of spending..we put it on the CC as I want to keep extra money around for the cancer scans hopefully not to many more big expenses while we still try to save up our ice acct

to move or not?

February 11th, 2020 at 11:53 pm

We still have 6 months left on this lease and then we were going to move closer to our old neighbourhood where all our docs are (about 1/2 hr from here) and where everything I use is pretty much walking distance..I love to walk.

After researching for a bit. yes we would save more in rent and gas but to get the packers in to move everything is so expensive, we can no longer do it ourselves so need them to do it, also with my hubby going to be in treatment for his cancer not something he probably needs, so we have decided that we will stay here for the next 18 months and then hopefully buy a figures out about the same...not that I want to be here that long but I think it is the best for now..I just hate how much rent we pay...honestly I wish we could buy houses as easily as you guys can and with the same deposits...would make our lives so much easier

had biopsy

February 11th, 2020 at 11:43 am

had my biopsy today on my face should get results next week (thurs) and get my stitch out and hopefully its nothing to worry about..

was able to put an extra $300 into the car acct so that is nice. other than that everything else is going well and no money spent!!

Doctors week

February 9th, 2020 at 12:31 pm

Well this week is going to be busy with doctors, I have a regular doctors appt, I need to have blood tests, my hubby needs to see a foot doctor (the pads on his feet have dissolved) and then I have to have a biopsy on my face...and thats just this week.

Lucky for us we live in a country where our govt pays for most of our medical services...or we would be living in a tent thankful for that

another CC payment

February 7th, 2020 at 12:27 am

Not big news but made another $150 payment to the CC, every little bit counts right..I am hoping to have it paid off again next month...all going well

not great results

February 6th, 2020 at 06:34 am

Well we saw the urologist today not great news it is a 9 which means he has an aggressive cancer we are booked in later in the month for a cat scan to see if it has spread then see him a eek later for treatment we will see what happens, we are staying optomistic and hoping for the best but we will deal with what is dealt to by end of month we will have a plan on treatment...the scan will cost us $200 but we were not waiting the 8 weeks to get it for free!!

his bed should be in the next 2 weeks so hopefully no delays there...been good at not spending money this week other than groceries and gas.

update ice acct

February 5th, 2020 at 02:16 am

My first goal was to get our ice account back to $2000, I have achieved this month already next step is to pay off the dredded credit card which we can hopefully do by march!!

love pay weeks

February 4th, 2020 at 03:44 am

I love pay weeks, have managed to pay just about all our bills for the month, other than groceries and gas which we take out every fortnight in cash the first which will be this thursday

So far this month we have managed to put money into our
ice account 1799 (should reach the $2000 by end of month)
Car $170
house $107

Our goal is to work on the ice acct to $2000 then the car to $15000 then a house deposit...

we are thinking about moving in august when this lease is up back closer to where we were it is much cheaper and with only 3 of us living here we don't need such a big house and the yard upkeep around here is horrendous...we will just see what is available when the time comes and then decide.

So far this years budget is going well but we find out thursday what treatment my hubby will need then we will work on any costs involved with the budget

family and money

February 3rd, 2020 at 01:04 am

I do all of my moms online banking and her budget each works well for her as it takes the stress out of her going out to pay bills etc and it is easy for me. She is currently living with 2 of her grandaughters and their kids (they have 1 each) one moved in with her a year ago and her finances were horrible I got her on track and set it up with her paying all her bills and getting rid of debt...she stuck with it until a few months ago when she stopped doing her budget and now doesnt have her bills paid off like she should have. Well my other neices finance so I found out yesterday is a shambles..a complete shambles, she has no idea what she is doing, so she is my next project and she is willing to learn and do what I need her to so after I write up my moms budget then we will be writing up hers and i have her gathering information now...this is going to take some time and not what I need on top of what is going on with my hubby but its family and you help them right...especially if they ask for your help and are willing to do what you need them to..wish me luck

feb already

February 2nd, 2020 at 02:10 am

Wow can you believe it is feb already...time flies.

The weather here has been crazy drought, week over 110 and busgfires now it is cold and wet which is a nice relief but messing with my health.

Payday this week so have paid what bills are due and done the budget so far things look good..but its only the 2nd so we will see what happens. busy week with docs and tests this week, my doc has ordered some blood tests and scans...we also see the urologist and see where we go from here.

Only extra bills we had this month were the sheets for my hubbys bed and a log book for me to track my diet and sleep etc..

Jan was a bit of a bust getting any money saved because of the bed but we knew that so hopefully feb will be better...time to update my sidebar amounts.