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Archive for June, 2019

australia is weird

June 6th, 2019 at 07:14 pm

I was talking to a morg person the other day as when we buy a house we want it paid off in 5-8 years...ad I asked so if we pay extra payments on the morg and something happens does that mean we don't have to pay it for a few months since we would be ahead...they are like no...you still have to make the monthly payment...I thougt that was kinda rough they do everything to make things hard over here for us...but will sure be looking around and making sure we find everything out in the next year or so....apparently they do this with all loans but since we haven't had a loan in a few years we just don't really pay attention..guess we had better start doing some research so we can get the best deal for us.

yah payday

June 2nd, 2019 at 07:14 pm

I love love love paydays...especially when my accounts are looking dismal...but I now have a budget I am sticking to and hope we can deal with the food costs by being a bit more creative.

We almost have our ice account half full and money back in our car account, all other bills are paid (monthly ones), I have paid a monthly amount to the car account...although we do have some catch up to do with that probably wont be till july/aug to get it back to where it should be

Any extra money will go onto the CC but not sure how much yet...that is 3rd on my list to work on but will make payments...its the only debt we have so as long as we are paying on it I am happy...

rewards?

June 2nd, 2019 at 06:40 pm

It's funny reading some of these posts where banks and CC companies reward you for using their products in Australia we don't get anything like that..wish we did it might make the banks work a little harder...they charge you and arm and leg for everything but never reward you with anything...for those in other countries how much do the rewards offered affect the way you think of banking? would you still use them if they didn't offer rewards? I find this interesting