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Archive for July, 2019

it rains then it pours

July 31st, 2019 at 03:27 am

We have had issues with flooding in our shed and back room since may and it is bad with all the rain we have had....we have continually asked the landlord to get it fixed as my daughter uses it as a bedroom...they fixed part of the roof but there is mold everywhere and she currently cant use it...he finally come from interstate to assess everything and decide what he needed to do...we have asked if we can leave our lease early (we have 9 weeks left) the owner said no and that our daughter can stay in the house which we have no room...so tomorrow we are going to be calling the govt housing and see what options we have...as we just want to be gone now..its been never ending and we are just over it all and it is affecting our health...so I am taking the time to start packing and go thru everything and declutter and maybe even sell some stuff...I guess we have 9 weeks to get it done and move house..lets see what happens...hopefully it wont cost to much to move

Do you ever want to give up??

July 29th, 2019 at 01:37 am

UUUGGGHHH!!!

Thats how the last few weeks have been here, the weather has been cold wet and windy...we have had flooding and mould for last 3 months..which we are working on with the owner (live in another state)..so will hopefully get it done sooner rather than later....but that is a long story in itself.

I hurt myself exercising...messed up my neck and made my dizziness so much worse so haven't been able to do much which also cost us more in doc appts...my budget is in shambles and I just want to give up!!

But this week is pay week and hopefully things will start to improve and we can get back on track...we all know without a good budget and planning things will only get worse...

one good point is we are menu planning so keeping on track with the food budget....how do others stay on track when things feel so out of control??

taxes done

July 25th, 2019 at 12:31 am

I hate the cold wet winter that we are having..it depresses me not being able to grow as much fresh vegetables as we normally do...which also saves us money...still deciding what to pay this week..as we are trying to get accts caught up to where we were...plus pay off my hubbys bed...but its a bigger payday next week so will will update the budget then...

On the upside we finally got taxes done and they have been processed...although they will send through the mail..dont know why they have our acct details so will be a couple months before we actually get them done and finished.

down injured

July 20th, 2019 at 11:52 pm

Last week I injured myself exercising...not really injured but while exercising I have undone most of the months of work that I had done on my neck...I have a dizziness illness and was doing well until I exercised (knew it was bad for you LOL)...so I have been housebound and bed bound since then...bonus havent spent any money other than bedding for my hubbys new bed...but angry that I am months behind from where I was...onwards and upwards.

budget on track

July 12th, 2019 at 01:54 am

I sat down today and sorted out the budget it will take a little to get bak on track but we are getting there...by end of year I should be able to get everything done other than my savings....but I have done next years budget and that looks good...going to see what we can do to save more money this year...hope everyone has a great weekend..its cold..wet and windy here

friend left..new budget..new ?

July 7th, 2019 at 11:42 pm

Well my friend left today...it feels weird not having her here since she has been here for 3 months...but we are all exhausted as we had to be at the airport at 4.30am and it was cold (winter here) and we couldn't sleep when we got home...so I cleaned the entire house..

Now I need to get stuck into the budget and get us back on track, I have menu planned so we will only get what we need each week, we took our cans in (we get 10c per can/bottle) and made $48.30 so I took that and all my coins from home and put into our savings account ($109.70)...so extra money for not doing much.

now just need to figure out the best ways to save as much as we can in the shortest amount of time...

I do have a question...I want to get my ice acct to $2000 which shouldn't take to long (after we pay off the bed) then raise it to $10000 eventually...would people pay off their credit card first or just add to the ice acct and pay on the CC at the same time??

new bill $4200

July 5th, 2019 at 04:01 am

My hubby has severe reflus so sleeps in a recliner...we have tried everything but docs cant find anything that works...so I decided the other day that we would get him a bed...everyone deserves to sleep in one and we got a good one which cost $4200...we need to pay it off but the expense is worth it..

throws our budget out completely so this monday when our house guest leaves I will be sitting down and redoing the budget AGAIN and try to get us back on track.

I paid extra on the phone this month by mistake so next month wont need to pay as much...everything else is paid and up to date...paid for 4 of us to go to the movies today...our last hooray before our friend leaves..

I have money in the bank!!

July 1st, 2019 at 07:29 am

Ok well not much but some is better than none right?

We only have 6 days before my friend leaves can't believe it is that soon...I have my menu plan done...need to rejig the budget when the friend leaves...have resent in our taxes (hopefully they get these ones)

It is pay week and we have money in the bank in our accounts...still have to move some around between our accounts...but will wait till everything is back to normal...and then can update where our accounts are at...but so good to have some money back in the bank.

also thinking if we have enough money in our car and savings accounts that we will buy a car at the end of this year instaed of december 2020...but won't know that till closer to end of year.