Well I have next years budget all written out..yes I like a hard copy I don't trust computers...technology tends to repel me...and it looks like we might finally be able to start saving...
2019 has been a bust..financially so we are starting over...and hopefully nothing to major pops up and we can have some decent savings...
So like bankergurl I'm going to set myself the $20k challenge as well as the 52 week challenge for 2020..I will tweak the budget during the year depending on actual amounts due but we always add 10% so many fall less then we put away..so are covered..elec and gas are a bit different..its a much bigger house but it has better heating/air con and we are not use to payments yet and we just went through a week of 110 plus a day for 5 days...so sure it will be up more than usual...but we will be able to cover it!
hoping to put another payment towards the CC before end of year won't pay it off but will get it down further and should have paid off in jan/feb 2020
I am EXCITED for the new year!!
ready for 2020
December 21st, 2019 at 01:09 am
December 21st, 2019 at 12:40 pm 1576932057
December 25th, 2019 at 09:04 am 1577264646