WOW this year has flown by, so much has been happening will do a little update but I am ready for next year.
We had to move this year as the owner of the last house wanted to renovate..they didn't they just upped their price andmoved someone else in..Funny thing is they wanted $640pw for the house they only got $595pw..funny thing is we would have paid that so we didn't have to move..but that is life. Our new rental came with a lot os isssues that we either didn't know about or that were suppose to be fixed and were not. We tried to negotiate with the owner for cheaper rent if he wasn't go to fix things, half the lounge had no elec/fan above stove had no filters on it, no down pipes attached to the house etc...things that needed to be done, so after 8 weeks of trying to get things done I called the housing inspector and also put in claim for compensation. within the week the housing authority came out wrote up a list of what needed to be done, they had 28 days to comply or rent would be reduced and if not completed by march 2025 then they would be fined between $2500-$10000...within 2 weeks everything was done except 1 door which they had to order a part for because it is an older door and no need to replace the whole door. It cost him more because he had to fix things that we didn't even mention but the housing authority said had to be fixed. Then he asked what we wanted for compensation, we said not to worry about it as things were fixed and thats all we wanted. So for now things between us seem okay (although he lives in another state). So that saga is finally over.
My daughters IVF journey continues, she has unexplained infertility so has has a bunch (14 vials) of bloods done this month, one takes 3 months to get back and she is having a break till next year and will have some other tests/procedures done to see if they can find anything else as they just aren't sure what is going on, been over 4.5 years, has been expensive but will be worth it...so hoping around may next year to try again.
With moving, health issues and a few other things we just didn't get anything done with our budget like we wanted, didn't save anything etc, but have done our budget for 2025 and it looks good.
Goals for 2025
are to be debt free (should be april)
to save $20,000 for a house deposit
to save $2500 for a newer car (not needed but hubby has macular degeneration & I can't drive due to dizziness so will have to upgrade to a car that will fit all 3 of us and our daughters kids (when she has them) so a long term goal but starting now...would also have our cars to trade in as well.
Also may have a possible compensation payment coming in (lawyers working on it now), not banking on it and could be a while before we get it..if we get it...and would have no idea how much it would be...not a lot I am guessing but whatever it is will be put towards a house deposit.
Non financial goal is to work on my health.
Thats about us for the year, nothing else planned except christmas which is paid for (except food we need to pick up closer to date) and we do ours christmas eve which will be a nice 82 degrees (28c)...christmas day will be hotter at 95 degrees (35c)...so glad we are doing it early
Hope everyone has a merry christmas and you are all meeting your goals for the year and your budgets are balancing (if you have one)
December 20th, 2024 at 01:14 pm 1734700462
December 22nd, 2024 at 08:26 am 1734855987
December 22nd, 2024 at 03:05 pm 1734879941
December 25th, 2024 at 09:26 am 1735118766
December 26th, 2024 at 10:26 am 1735208770
Tabs thankyou hope you have a very merry christmas...and yes can't wait to be debt free
December 28th, 2024 at 09:22 pm 1735420951
December 29th, 2024 at 12:02 am 1735430535