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12 months is my goal

May 23rd, 2020 at 05:53 am

I have set a goal to buy a house in 12 months time...we are finally getting back on track and that is my new goal, we have paid off the CC a couple months ago...updated the car so now its time to get saving for a house...its a bit harder to know what we need to get as our daughter who has a chronic illness and can't work will be living with us but she also wants her own house/space especially since she wants kids...and deposits over here are so expensive...unlike the US...so it is my goal to save around $30,000 in the next 12 months and start looking for a house...my daughter has her own savings to add to the deposit so that helps...so all going well that is my goal to start working on in june...I'm determined and a bit excited!!

Wish me luck going to be a tight year trying to make that goal

Posted in Uncategorized | 3 Comments »

3 Responses to “12 months is my goal”

  1. creditcardfree Says:
    May 23rd, 2020 at 12:47 pm 1590238067
    1590238067

    How exciting!! What are the down payment requirements over there? Sometimes I think we should have those here.

  2. rob62521 Says:
    May 24th, 2020 at 05:37 pm 1590341845
    1590341845

    Hope you succeed! Good luck!

  3. mumof2 Says:
    May 25th, 2020 at 12:08 am 1590365292
    1590365292

    CCF you can have as low as 3-5% as a deposit which isn't much so if you buy a $300,000 home your deposit of 3% would be 9000...but then you have about $20,000 plus fees upfront to pay..thats the issue it doesn't go into the loan it has to be paid upfront so you need $30,000 for a 3% deposit...so takes forever to save...it is very frustrating!!

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