Mumof2's Personal Finance Blog

had an eye appointment yesterday, was sure I would need glasses as my eyes have been really bad lately, only need them for reading but my eyesight has been blurry and my eyes real sore...so they run some tests on them..and it turns out that my eyes are really really dry...and the fat that is in my eyelids doent move around like it should because of that...so I have to put a warm heatpack on my eyes for 5 mins 3 times a day and put in a drop 3 times a day...started last night (done twice) and my eyes are already starting to feel a little better..but I didn't need new glasses so had no expenses for the appointment.

Went to my neuro physio yesterday as well changed up some exercises...cost me $105 but will get some of that back...not sure how much.

tommorrow is payday so can put some money away into our house account again!!

I think it looks like we will be going to buy a house around jan/feb 2022....if we have to move in feb 21 then we will end up with a 12 month lease...it is expensive to get out of a lease here so we will...just wait and keep saving for those 16 months...I'm sure that time will be here in no time...will also get more of a deposit so that will be nice

Was able to put another $2000 into our house account today due to some extra money...so it is getting there..

Also have done a bit more christmas shopping just to get it out of the way...also ordered a couple things for the house that we needed.

not much else to say hopefully next week (its pay week) I can put some money into our ice account!!

Well we still haven't heard about the taxes...so I'm thinking why bother doing them at all...sure we pay taxes and usually get a small refund but is it worth the hassle...we don't know if they even have them, we can't contact people over there...seriously how much trouble will we get in for not doing them..its only federal taxes and we will most likely save them money as they won't have to give us a refund...I'm kind of over the US tax system...I know they have been shut down and doing a lot...but we can't do it online we have to do it by mail...and we haven't heard in 6 months whether or not they have them...or if we have to resend them...it seems like a complete lack of professionalism on their part and to make it where you can't even enquire is just wrong...so maybe we just won't do them anymore!!

It is funny watching the news and see how rampant the virus is in other countries...our country freaks out at one state that was having several hundred cases a day..they went into lockdown...and now are averaging around 15 but still in lockdown a few things have changed but not many for most other states we have lived a normal life everything has been back to normal for months..we still sanatize everything and social distance...but not much else...we haven't had any cases for months...except the people returning to australia but they are taking off planes and taken to a covid hotel...where they have to quarantine for 14 days..if they test positive then they stay there until they test negative...they can' leave their rooms..food etc is delivered...so it doesn't spread...I know we have not many people have died compared to some countries like we have had in our country 894 people have died and 804 have been in one state...but mostly in people over 70 years old...
I hope every country gets control of this disease..and those that have the disease heal quickly and those that have lost people to this disease find some peace...

Can't believe it is october already...It was pay week this week and we have paid all bills and have money put into our home account...only need $35,462 now for our deposit..sounds like a lot but it is coming down each month...hoping to put some more in there during the month.

I did spend a bit on christmas gifts that I bought this week but that money will go back in december when my christmas money is available...

I have so many appointments coming up and already have them for nov/dec...this year is flying by fast...hope everyone is doing great know it has been a hard year for some.

I saw a lady whinging on a tv show about getting over covid...I'm so tired, I wake up so exhausted, I use to walk everywhere and now I can't...I just can't deal with this....I look at my hubby and we both start laughing...it sounds mean but this is our life everyday and has been for years...same with the pandemic it doesn't really change our life much due to my illness....I hate that I sound petty to some of you but when its with something you deal with all the time...you just can't sympathize with people who moan about how much their lives change because of the lockdown...who dont even get sick...its kind of nice for others to see how people with chronic illness live and what its like for them....enough said...i just hope anyone that has covid has a speedy reovery...I wouldn't wish it on anyone...

Well it is almost october and we still haven't heard about our taxes..they haven't been done...or they didn't receive them...who knows...we can't find out..before long it will be time to do them again and just wondering if the same thing will happen next year...just wish they would answer a phone or if there was someway we could find out if they had them...just want it done and dusted!!

My moms vaccuum stopped working about 7 months ago while she was living with family...they used it and then it wouldn't work...so old her we would look at it..so took it home blew it all out clean..took it apart and cleaned it...and ordered her a new brush as hers had new brstles..got it in today put it back together andit works perfectly...so her dyson was fixed for $35...so glad we don't have to replace the whole thing.

I have been rejigging my budget have done till july 2021 and it looks good hopefully nothing big comes up and we can stay on track.

grocery budget has been a little lower than normal which has been great and now we are getting all our summer fruits so we are happy...nothing like summer fruits...to munch on...

taking the heart halter back today see if they find anything have been doing relaxation exercises, jig saw puzzles and my budget to relax...so hopefully it works...hope everyone is having a good week...i just can't wait for our nice weather to come back and this wind/rain disappears

I have decided that this is how much I want to save in the next 18 months..for our house deposit..will be tight but that is our goal and something to work towards...hopefully we can do it...but we all need goals right!!

Had a good chat with my doctor...they are thinking that maybe a lotof my symptoms are stress and anxiety...not the dizziness but the rest of them...so they want to send me to a pyschologist who also does yoga...I will try anything at this point...it kind of make sense but since I don't feel stressed or anxious..then I just didn't think of it...and I'm not sure how to destress when I don't feel stressed so I'm hoping she will help...as I said I will try anything at this point...would be nice if that is all it is...

ordered a couple things for myself this week for relaxation mainly a bath pillow and a dvd for my daughter who has been doing so much...and the rest of the money I put into our ice acct...slowly getting it back up

Well we are ready for a new week...last week was a doozy!!

My dad passed away and was cremated on thursday...we have been dealing with it just fine...I knew he wasn't well or happy so glad that he can finally be at rest.

We have mom all moved and pretty settled she is still unpacking her boxes but she wanted to do that herself so she knows where everything is...she went and did a big shop so her pantry/fridge and freezer are all stocked..so can check that off the list...she is so happy that its just the 2 of them again...although they messed up the internet so need that sorted this week..

I have 3 appointments this week...hoping I can make them all as I have been so sick and dizzy that I haven't been able to do anything...

Ice acct has prett much been decimated so will work on that again

Thankyou everyone for your kind wishes on the passing of my dad...I am doing really well with it considering..he didn't want a funeral or memorial so we didn't bother to travel the 7 hours there...we talked to him the day before he died and to me I was ok with that being my goodbye to him...my oldest went to the beach that night and said her goodbyes..so we are all doing ok...we sent flowers to his wife..its weird he is being creamated on the same day we are moving my mom..that feels a bit strange...so all good on that front

We have everything ready to go for moms move tomorrow, I have everything set up have even done her grocery shopping so the only thing she will need to do is get stuff for her fridge and freezer later in the day or the next day and she will be set.

I ended up in the er on friday and then again on tuesday...they are not sure about the dizziness but they think the rest of my symptoms are being linked to anxiety and stress...so they think as nothing else shows up...but its weird I don't feel stressed or anxious..so trying out how to destress my mind and body when I don't actually feel that way and see if it helps..and they are still running some tests and want an mri...guess only time will tell.

Have spent a bit more oney lately buying my mom a few things...but still have a couple paydays this month so will put that into our ice acct and keep working on it from there...also have her budget done and written out so can knock that off the list..will start helping my neice in a week or so..with her budget...she is about to have another baby and is not great with money but she listens to me...so we will ee how she goes

Had a bbq yesterday for fathers day...I ended up so sick it was ridiculous hubby was ready to take back to the er...was only there a few days ago so I said wait...and I eventually got a little better...I almost forgot to call my dad as I was to sick..and I thought I should just do it tomorrow...but I ended up calling him..afterall it was fathers day and even though I was sick my gut just told me to do it...so I did he didn't sound well and hasn't since he had a couple strokes a few months back...but we all had a quick chat to him and then let him get off the phone...well we got a call late this morning he has had a heart attack and was heading to the hospital...then got a call that he had passed...so now I am sitting here so sad that we haven't been able to visit him due to the virus...and we will never see him again...but also so glad that I did listen to my gut and call him and got to speak with him on his last fathers day...In a way it was a relief..my dad was never sick and always active (he was 87) until his strokes which made it hard for him to do things and he hated not being able to move around much...so I know that he is happier and that he lived a full life..and that he will always be remembered and loved..not a way to start the week so hopefully the rest of the week gets better...its the first time we have had someone in our family die in 25 years I think we are all a bit unsure of what we should be doing...but one day at a time..right!

Well today is fathers day so we are having a small bbq witth hubby and his son just a quiet one since we are all recovering.

Monday I will start writing out my moms budget since she moves on thursday and it is easier for her to just open and follow what it says and it makes her not forget what needs to be paid (she is 81) I do most of it for her anyways but I like her to have control of her money as much as she can,,just easier for me to do it all online...once that is done..can relax and hope to be able to help them on thursday...right now I am not able to be left alone...which sucks..but thats life we will get through it...hope everyone else has a great fathers day

Put $1250 into our house acct so now up to $13,233

Had a few extra expenses with moms move so a little lower than I wanted but getting there

It has been a hell of a week..earlier in the week my hubbys son ended up in the er...all is okay and he went home later that day...then today I ended up in the ER again for the 2nd time in a month...they still can't figure out what is wrong so it is a work in progress.

We have everything set up for mom to move on thursday..she is so excited and friday she is getting her new furniture...I can't wait to get all her stuff out of my dining room...literally can't move in there but it is worth it..its all her new stuff and groceries..but everything else is done and ready to go.

One thing I have learnt, my moms small chest freezer broke so we were looking for a new one...no stores even had them on the floor as they have been sold out for months and dont know when they will get any..but they had a shipment that morning that was a surprise to them..and it was small chest freezer so we bought her one then and there and picked it up..its big enough for her...so happy to do it...but didn't even know we had a shortage on them.

Have paid all bills for the month haven't really done much with the ice/savings yet and didn't even do banking today as I ended up at the er so will get to that this weekend or next week...no hurry...but we are having a bbq for fathers day this weekend so need to rest up for that..

I know this has been a really weird year with all the covid stuff going on but I still find this year has been flying by and now its september...it is pay week this week and still deciding what I need to do..will probably help my mom out a bit, my daughter needs help paying for her course and I still need to get money back ito our ice acct...I just have been to busy to work on the budget right now...and now I have to work on my moms budget as well...and now we have to try and find someone to move my mom...usually we would do it but none of us are capable right now...but still have a week to figure it out...fingers crossed it goes smoothly!!