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Archive for August, 2025

no packages to the US for a while!!

August 26th, 2025 at 04:58 am

We our postal service is stopping all packages to the US and peurto rico until further notice.

It is because of the tarrifs that come into affect friday so it is starting today. It is sad because we have always a great free trade agreement with the US until Trump came in and decided to put tariffs on everyone. I think we are also being punished  because we support Ukraine and Palestine....I am hoping they can come to some agreement before to many businesses in both countries are affected although we are doing trades with other countries.

Sad it has come to this....don't know how the world is going to recover from Trump and all that he has done because it does affect all countries...just hope we stay strong because they are one of our biggest allies...or at least use to be

DEBT FREE AT LAST!!!

August 13th, 2025 at 03:40 am

Finally we are debt free like many of you on here. I can't believe we are finally here and with money in the bank as well.

I have a years worth of

car expenses

dog expenses

insurances

Also have $4k in ice acct

will continue to add to these each month as well as our other accounts

Now to continue to add to our home deposit each month so we can buy a home!!

do you discuss your finances with people??

August 4th, 2025 at 02:39 pm

Do you discuss your finances with anyone other than your partner? We do discuss with our girls a little, especially oldest since she lives with us and pays towards some of them....but we dont discuss with others in the family at all...I do pay my mothers bills for herbecause I do it all online and with her being 86 she just doesnt get how to do it...also family use to borrow money from her all the time where she would be left with very little...and she also had debts to pay, never had any savings etc. So about 5 plus years ago I told her I had had enough and I was sorting all her bills and debts for her and doing a budget...not one she would like but she would be debt free and have some money in the banks...and I did just that, she hasnt had any debts in about 4 years, when family use to ask her for money (which was all the time) which they never paid back ever...she would tell them that they had to ask me, because I was doing her finances, they didnt ask for money anymore they knew that I wouldnt give it to them so they stopped asking...she has some savings and can pretty much do what she wants....she is much happier as she doesnt deal with bills, and I have taught her to shop for bargains and now thats all she does and she doesnt pay full price anymore....dont get me wrong I dont tell her what she can/cant do with her money since she has been debt free thats up to her....but if I wasnt doing her money I wouldnt discuss it with her....I just feel that it is a personal thing....no-one but my hubby and kids even know that we got this money in...and they wont know...do others feel the same or is just me!!

not a great week

August 2nd, 2025 at 08:29 am

Well my daughter came over in a lot of pain last weekend (sunday) and she thought she had put her neck/shoulder out as she had a headache as well....she went home that night (they live an hr away) and she tells me that she wants to come back in the morning because she feels bad and doesnt want to be alone while her partner is at work..all good...she comes over sleeps a majority of the day and feels a little better after having some food and pain meds...she stays home the next day..then calls around 10am she is in so much pain and wants someone there...so our oldest drives up to her, I call her several times to check on her as it is an hr away..and she is doubled over in pain, vomiting and my oldest says get in the car I'm taking you to the ER....she can barely walk, they give her pain/nausea meds and give her a  chest ct...run a bunch of tests and find out she has influenza A...her partner picks her up from the hospital and takes her home and she rests and takes meds...starts feeling a bit better and she had a job interview on thursday as well (yes she works ft but doesnt hurt to look around)...she is finally starting to feel better this weekend...then on friday a family friend (more like family) passed awy from cancer it was so aggressive and rare that they were actually studying him to see what would work or not...he found a small spot in his chest on r side...end of may...3 weeks later it has travelled down his spine (he could no longer walk) and into his brain stem and by aug 1st he passed...it was aggressive...so that was sad but also we were relieved because he was no longer in pain and he got to die outside...which we loved...its what he wanted...he loved being outdoors...unfortunately my hubby and mom didnt make it in time to see him before he passed but they got to talk over the phone....he lives an hour away as well and had been going there every day or 2 to see him....it has been hard on my mom its the 3rd death for her this year for someone close to her....but next week is a new week and a new start and we are being positive because thats what he wanted!!

almost debt free!!

August 1st, 2025 at 08:57 am

So I got 1 of my payouts and I have paid all of our debt except my student loans....do I have the money for it...yes....why aren't I paying it now...well our govt is going to take 20% off of our student loans so I will save over 5k when they do.. so I am going to wait till they do that so I can save the extra money but other than that we are debt free and finally have some money in the bank, we are doing a couple of things bt most will be saved for a house deposit. so we are excited for this next chapter in our lives...I have put 5k in my ice acct and have put away a years worth of payments in our car (rego, service,tyres etc, we dont owe anything on the car we bought it for cash), insurances, the dog, paid off both CC (one we will close once payment is in)...so things are doing good right now...hope everyone has a great august.