I used the credit card first time in 13 months and it was for a bed $3000 (including bedding), yes it is a lot and I hated buying it..I have a dark wood queen bed that I love and a matress that is so comfy...however about 3 years ago my hubby has some serious health issue and now has to sleep half sitting up and have his legs raised when he sleeps...so we got him one of those motorised beds that moves the head and tail of the bed...I hate them but I hate not sleeping with my hubby more so finally decided that I would get the same one so it will be like 1 bed same size and all...so worth it in the end and I do like to use the CC once a year if I remember just so they don't close it...so now will work that into my budget could pay off all at once but then savings would be low...so will pay off over a couple months

other than that we did well with the grocery and gas budget...menu planning has been helping out big time..and although the weather has been horrible and I have been sick there are others to pick up the slack and do the cooking etc...so I am hoping to try and cut back on our groceries but the prices have sure gone up and we only get our meat from a butcher which costs more...but you get better meat