I love the beginning of the month I can pay all our bills and then not have to worry about them...then every fortnight we will take out our grocery and gas money...we use to use cash as it was easier to be in control of but with covid so rampant here and doing more ordering online we decided to open up an account just for groceries and gas so we can keep it seperate from everything else....we also only have $300 left to put into the ice account for the month (to reach my monthly goal) , we still need to pay for the truck for my hubby's son to move so won't get as much paid on the CC but that is okay...as long as everything else is paid we will be fine...so far this year things are looking good budget wise