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saving $40k in 2026

December 17th, 2025 at 11:26 pm

Well I can't believe we are almost at the end of 2025...this year has just flown by...so that means working on next years budget, we had a few changes this year so budget took a bit more work. So we became debt free, we still use CC but it is paid off each month. Hubby sold his car and got a scooter, so we have no more car expenses but we will pay half of our daughters since she does our appointments/errands etc more now, but that still cuts it way down. I paid all our bills for a year in august so many wont be due till sept 2026.....so I have a lofty goal to save $40k towards a house next year, I really want to save $50k but also want it to be reachable...so starting with $40k...love working towards goals. We will also have a move next year hopefully by march (at latest).

Daughter has surgery today...the hottest day of the year so far (102) and has to stay in overnight, I dont like that idea at all but know she will be fine. Other than that we have been decluttering and getting stuff done as we can...cant believe it is a week till christmas...although we still dont have our tree up yet should get around to that before christmas Im sure 😬

4 Responses to “saving $40k in 2026”

  1. Tabs Says:
    1766075280

    That’s a good sounding goal. I should work on my goals too.

  2. LivingAlmostLarge Says:
    1766129785

    what did you save in 2025? Would it make sense to just do a 10% increase on that number?

  3. PatientSaver Says:
    1766158403

    It is so rare to hear of someone giving up or just going without a car, and I think that's great! There are so many related expenses between taxes (in my state, anyway), registrationa nd DMV fees, gas, repairs, insurance, UGH. Although I guess more people living in a city like NY could rely on mass transit. Here in the suburbs, there are few places you could walk to.

    There was a time I considered getting a scooter but decided against it. I guess your rainfall/snowfall amounts are less than here so I could see where it could make more sense.

    Wishing your daughter a speedy recovery.

  4. mumof2 Says:
    1766711738

    Tabs...I need a goal to work on each year!!

    LAL 2025 was all about becoming debt free so wasn't able to save much at all...so now that we have no debt we can save a lot more

    Patient saver we dont get snow where we live and public transport is pretty good here so can go most places on a mobility scooter but if he does need to drive he still can...and because our daughter will do most of the driving we will pay half her car costs

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