So not sure if any of you actually read my post much but we have been telling the landlord/agent that the roof has had dripping noises in it and we can see discoloration on the walls...so they said the roofer would contact us...he hasn't yet and we have high winds and plenty of rain today....well tonight we have water running down the wall, i have called 2 cell numbers we have for them and no answer no emergency numbers and i have to say I am really freakin annoyed and let them know about it...we have so much rain due this week..as it is winter here and if they don't call me early they will be getting a not so pleasant phone call in the morning....seriously the roof is all wet in one area..so we have had to move stuff...hopefully the roof won't cave in...so tonight is going to be rough....and we don't know what needs to be done to it...we don't know if there is mould there..not what we need in flu season and hubby going through treatment...just when things were going good.

On another note its pay week and our daughter updated her car...she was going to wait but it big enough for when she has kids in a couple years (yes she is a planner) and she paid cash for it so all good!!

Our new budget starts next week and I can't wait each month we will have savings towards our house deposit...

I can't believe it is almost June, hubby will finish treatment, our budget changes and we can finally start a healthier routine than what we currently have...I am excited for the rest of the year...hopefully our savings goes up and my weight goes down...is it me or is this year just flying by...will be christmas before we know it

We haven't heard aything back yet from the landlord about the gutters or the dripping we hear in the roof yet so have emailed the agent today and see what happens, we are due for a lot more rain in the next week and really don't need flooding inside or outside...so we will see what happens, we are due to sign our lease again aug so we will see if she wants to keep us or not...we don't want to move...but only time will tell.

Although if anything flooded like in our last house we had to go through insurance twice so we moved...but if it happens here I might take them for what gets damaged especially if we have spoken to them and they have done nothing...it frustrates me wish people who owned houses took care of them, I know they use it for additional income etc..but when you pay good money the house should be in good condition..and this one isn't...and I know she has the money as most of last year she was travelling the world...so if you can do that then you can take care of the house!!

Hubby only has 11 treatments left so a bit over 2 weeks (they don't do it on weekends) so excited for that to be over...we will save more on gas and we have already paid in full what is owing to them so we don't have to worry about that...we have bought them chocolates and cookies as a thankyou for all they have done for him...but we are hoping we don't have to see them again...then after a couple of months we will find out if it worked or not and if he needs more treatment or not...so after treatment life can go back to normal for a couple months at least...fingers crossed...its payday this week and we still have a few doc appts so hopefully won't cost much and I can put extra into our ice acct

I have set a goal to buy a house in 12 months time...we are finally getting back on track and that is my new goal, we have paid off the CC a couple months ago...updated the car so now its time to get saving for a house...its a bit harder to know what we need to get as our daughter who has a chronic illness and can't work will be living with us but she also wants her own house/space especially since she wants kids...and deposits over here are so expensive...unlike the US...so it is my goal to save around $30,000 in the next 12 months and start looking for a house...my daughter has her own savings to add to the deposit so that helps...so all going well that is my goal to start working on in june...I'm determined and a bit excited!!

Wish me luck going to be a tight year trying to make that goal

This house has been better than our last house in so many different ways but also has some issues that the owner just takes their lazy time fixing or just doesn't bother...we have complained about the roof and gutter being cleaned for months we live in a high risk fire area in summer so have to keep the yard cleaned up etc...but the owner won't, the gutters shoould have been cleaned months ago and they haven't bothered we have asked several times and now with all the rains and nothing being done we have heard dripping in the roof...we called them but no answer from the owner yet...so we are deciding wether or not to move again this year...we didn't want to due to hubbys illness and treatment and we wanted to buy in a year or so anyways so didn't want to have to move till then...so now we have to start looking and see what is out there or maybe do a 6 month lease and see how we go...people frustrate me when they rent out houses but don't take care of them...its your investment so invest the money and keep on top of things...oh well rant over

Hubby has only 14 treatments to go...it feels like forever but at the same time it feels like it is going so fast...he is coping pretty well and takes himself to the appointments..he does get tired and also uncomfortable at night but other than that is doing okay...hopefully once treatment is done we get the all clear and can move on..if not then we will see what the next steps are.

It has been cold wet and horrible here and my body feels broken...I hate winter and we still have 3 months to go

financially nothing is happening..its payday next week and we only need money for groceries and gas....can't believe we are almost in june!!

Got $490 in from our car ins, I gave hubby 400 and banked the rest..went back to using cash for our groceries and gas...its to hard to keep track of it from our account and we usually use self serve anyways so not a big deal...it should work better now.

I have put a complaint in with our health minister against the hospital in regards to my hubbys treatment, I don't want it to happen again so now just sent in some forms and will wait to hear back, know they are busy with all the pandemic stuff but hopefully won't be long.

Still looking for a house for my mom to rent who thought it would be so hard to find one...but we will find one...I always believe what is meant to be will be...so guessing the right house is just waiting for us to find it...and we will.

it was payday yesterday other than taking out grocery and gas money I haven't done anything else..to tired and there is no hurry, our bills are all paid so will do over the weekend.

We got rid of our old car yesterday so we cancelled our insurance for that and will get over 400 back so I have told hubby he can use that to get some things for the newer car..so he is happy with that...not much else happening today financial wise hope everyone has a great day

Had a busy few days helping our youngest move (yesterday) into her own place she is a bit excited I will go over today after she finishes work and help her put her bed together and put a few things away...so finally can knock that off my list to do things, got the car title transfered into my name, got the house cleaned today been so busy only did the basics even managed to clean the washing machine..so feeling pretty achieved today..still have stuff to do and still looking for a house for my mom to rent...it has been hard...but sure we will get there...hubby is doing okay with his treatment gets tired but still doing okay..just ca't wait fo things to slow down and I can rest again

So hubby picked up the car today he is really happy with it, now he just needs to get all the things he wants for it...but he will do that with his mad money...I got insurance on the car before he picked it up and it was priced around $1100 pa which is pretty expensive but it is insured for much more than our other one...but since the covid has hit and our insurance only does people aged 50 plus...we got a discount down to $845 pa and $100 store gift voucher so was happy with that...won't cancel our other ins till we get rid of the car..then we will...our youngest moves on tuesday so all that will be finalised can't wait to slow down a bit!!

Well hubby found a car he liked today and $2700 cheaper than we were going to spend, its used but that is fine we don't do a lot of driving anymore...we haven't actually seen the car yet but have paid for it and should be able to pick it up tomorrow, we find out in the morning..so we are a bit excited.

My daughter got her rental today and will move tuesday so we bought her a washer so that come out of the budget as well and she had to pay for her electrical appliances (fridge/microwave) they will deliver straight to her new place..so she is excited

tomorrow is payday so I can put some of the money spent today back into the saving account and then decide the best way to get rid of our old car but not today

We have a big storm that is suppose to be coming through for next 3 days...hopefully not to bad but having big trees around scares me as they are huge trees....and we have already had 2 limbs come down since we have lived here..lucky they both missed the house

In case n0-ne read it on the forum
So I know many people have received a stimulus payment and I don't think we qualify but we have had conflicting information even the irs website doesn't make sense, it says that we don't qualify as I have an itin number and we filed jointly although they haven't processed the new itin paperwork or our taxes for this year (he pays federal taxes)...but they also say that because he gets SS that he should get it...we are not expecting any money at all but since hubby has both how do we find out or can anyone tell us what if anything we should be doing or do we just not bother with it...if they do send a check then it will go to our old address and since they haven't processed any of our tax papers yet (if they have them) it means they haven't changed our address...and we don't want money we aren't entitled to either...any thought??

Wow can people believe it is may already...it was my dads b-day the other day, we don't get to see much of him as he lives 7 hours away and since his 3rd stroke he finds it hard to travel distance...but he turned 87, we are so blessed to still have both or parents with us both in their 80's both fairly healthy...my dad just has some mobility issues since his 3rd stroke...so many of my friends have either lost one or both of their parents...so feeling blessed!

So this month we have updated our budget, we have 2/3 of our money for the "newer" car we are going to get when my hubby is better..have saved a little for the house that will take us a long while and everything else is paid...the budget is a bit boring right now not much to it and most going into savings so makes it easy and I'm happy we are saving...
we have plenty of food so don't really need anything other than fresh vegies and milk/bread

on other good news our state has had 11 days with no new covid cases, we have none in icu and only 3 people in hospital, 7 in total that have the virus and they tested almost 1000 people yesterday...so it is looking good for us...I think it will keep improving if they keep the borders closed other states are still having cases...so don't need that stuff coming back to our state!! Also our shelves are stocked back to normal so no-one is stockpiling I think they all learnt their lesson LOL

hope everyone else is reaching their goals one bigger expense we have is our daughter is thinking of moving out and we said we would buy her a washer...so she has found a couple she likes but they are on sale...we have taught her well.

Hubby is doing much better..exhausted but nowhere near as chesty just have to keep a close eye on him...traetment is taking its toll but we knew it would..he just gets so uncomfortable he can't sleep...I have been doing so much extra but my body isn't coping and I'm exhausted...but we will gt there...have to do what you have to do and he is my world and whatever it takes to get us through this!!
My oldest daughter has been a godsend, she still lives at home as she has a chronic illness as well but she is doing all my hubbys appts and all our running around since I can't drive with my dizziness...but she is doing great and we make sure we tell her and show her...as much as we can.

The weather here has been so cold and wet lately we haven't left the house except for appointments..but on the upside our state hasn't had any new cases of covid19 in 10 days and only 3 people left with the virus and none in ICU so hoping it stays that way..although people keep saying we will get a second wave...we have had 4 deaths but mainly older people with other issues.. but we still have everything in place like social distancing, they have put up all the "sneeze" partitions up in all the stores, counting people as they enter/leave stores...but staying positive.

On a financial note its pay weekend...so I think this month we will make some progress with our savings, I have paid some bills but haven't really done much with it will get to it over the weekend...I'm just to exhausted right now to do it and what needs to be paid is paid so all good...

hope everyone else is staying safe, healthy and reaching their goals!!

Hubby is starting to feel a bit better...still not great but doing better so that is good, he is continuing with his treatments and I have him just resting when he is home...he needs it the teatment is wearing him out as is the pneumonia...but we will get there. The dog is also getting better..he had gastro and was one sick puppy but he is feeling better as well.

We have had a lot on this week, still trying to get my mom a house to move into..it seems like no-one wants to rent their houses right now so hopefully something comes up in the next couple weeks when her lease is up. My niece just got out of hospital and on bed rest as she went into prem labor (she is 33 weeks) they are hoping she stays that way until she is 38 weeks as the meds they give her to stop it make her pass out so she can't take it...Im trying to help my other niece out with her finances etc...she has been struggling for awhile now....I am barely sleeping and struggling with my own illness lately but we will get there...my oldest has been a god send for us..she is doing all the driving to appointments, errands etc...helping take care of both of us...and she has her own health issue...but we are a strong family and we will get there...will just take some time..the weather here is so cold and wet so can't even go walking or anything...I so hate winter weather...
Our state is doing good 6 days no new cases and only 14 people still have the virus so our state is doing good and I think things will start to open slowly here...hope everyone else is doing good...stay safe and happy

So the other day my hubby was pretty chesty and we knew it was his bronchitis...he has copd so we try to stay on top of it as soon as it arises..as he gets pneumonia easily...so we took him t the doc he talks to him on the phone and says no go to the hospital...so they go to the hospital and they say go through the covid clinic first since he was coughing and chesty...he tells them it is his bronchitis but they say he needs to be tested and then go home and wait for results...we do everything we can but with no antibiotics it is hard...sunday night we get test results he doesn't have covid19...which we knew...i was hoping he would be okay till we could get him to a doc on maonday well at 3am he gets me up...he needs to go to emergency he is having trouble breathing...my daughter takes him (I can't drive with my dizziness and only limited people allowed at hosp) and she explains what has happened they were not happy that after he was tested that they didn't send him to emergency room...so now he is home (his choice) on antibiotics and with pnemonia...I just wish they would listen to people when they come in..we know him and his symptoms...I know they have to be careful but so do we...so now he is battling cancer and pneumonia and to top off the dog has gastro and isn't happy either...so today is rest day and trying to get everyone healthy...but he is still going to have his radiotherapy today....I'm over this week and its only monday...lets hope it gets better

Things are starting to frustrate me lately...hubby has had 7 sessions of radiotherapy..he also has copd (has for years) so last year he almost died from pnemonia as they just couldn't clear it and now we are pretty sure that with his immune system being bombarded he has bronchitis which always turn into pnuemonia...so we have managed to find him a doctor to see today and can hopefully get on top of it it is the last thing we need right now...fingers crossed!!

My daughter has a jewellry business she does from home as she has a chronic illness as well and the post office informed her yesterday that they were no longer sending parcels/packages overseas until the pandemic is over...so that really bummed her out...people can still order but it will take much longer to get to them..so Im not sure if we are still getting much in from overseas or not!!

Also my hubby got a package in yesterday that came from Canada has been waiting for it (for his metal detecting) and not sure what happened but one end of it was crushed literally crushed like it had been run over so we had to do a claim on that as well...the last day or so has been trying....so lets hope that things improve over the next few days!!

We have lived in this house 8 months and our stove has worked a total of 3 times...we have asked about it several times, the owner was out of country so they had to wait...it wasn't that big a deal as it was summer we bbqued a lot, ate salads, used our air fryer...but now it is becoming cold, hubby has cancer and we are not going to bbq right now...so i emailed them and said I want it fixed asap...so many people over here are having trouble paying rent, but we are not one of them so I think they are trying to keep us in our lease and to make us happy...it will be nice to be able to bake again and use an oven...although they will be here at 7am...so not looking forward to that but will be nice to actually have one that works...can change up the menu a bit now!!

Hubby had his flu shot yesterday and his 5th treatment..he is getting tired more easily but not other side effects yet!!

I have to say I don't think i can watch to much more tv/dvds, do many more puzzles...I am bored...being home is driving me crazy and it has been getting cold here which doesn't help...we are all going stir crazy...just wish we had something else to do...the only time we leave is for medical appointments and shopping...we don't really need to shop much at all other than fresh stuff which we usually do once a week...not spending any money anywhere....so how does everyone else stopping themselves from going stir crazy??

On easter saturday we had the first baby born for the year my niece had a little girl manaia...they only stayed in hospital for 1 night and now staying home due to the covid virus...so some good news...have another due in june and another in october..so excited...doesn't matter how many babies they are all a blessing!!

Hubby is having his 3rd treatment today, so far so good but they say nothing really hits you till the 10th day so we will see what happens right now he goes by himself but if he starts getting tired he can take someone else!!

Nothing else happening here, only money being spent is on food...

Our bank has where you can round up your savings either to the nearest $1 or $5 so we chose the $1 option for now...so everytime the account is used it takes the savings up to the next $1 and puts it into my ice account...due to have a chronic illness we get subsidies on a couple things it adds up to around $200a year so I have now made it go it strait into our ice account it has gone up $36.15 already this month so it is climbing slowly...I am trying to see what other small changes I can make to save more money this year we need to update the car and want to buy a house next year!

I had to lend our daughter money for gas etc as she hadn't been paid for almost a month and had used her savings etc for her bills but she got paid this week and paid us back so that went back into the account..other than that not much has changed for us...except most places aren't accepting cash anymore so we have a whiteboard where we track our gas and groceries so we don't over spend...gas hasn't been to bad but now we have to go to the hospital everyday so it will increase a bit...groceries have gone up a bit..but we figured they would anyways due to the bushfires we had here..

Hubbys cancer treatment starts tomorrow kinda nervous kinda just want it started and finished already...its scary as its also the beginning of the flu season here and he won't get his shot till next week..but so far we have been doing good health wise...so far we know our out of pocket expenses will be around $750 which we have put away already and I have $2000 in our ice acct which will hopefully offset any other bills that may arise..and if worse comes to worse we always have the CC to fall back on....fingers crossed we don't need to!!

Nothing much on our spending front it was hubbys b-day yesterday so we had takeaway and cake and I gave him b-day money which he can spend when he is over his treatment and can go do something...so the next 40 days (minus the weekends) had better go fast!!

I was diagnosed with a fatty liver a few weeks ago so I need to change my whole diet...I actually figured out that I was making myself worse when you have chronic fatigue you have no energy...so in order to lose weight I needed energy so would eat the wrong things trying to get myself some energy which was obviously the wrong thing to do...my doc told me I needed to lose weight but when you are really dizzy, in pain and have no energy then it is extremely hard...so now my dizziness isn't as bad I can do a bit more, so I am researching and going to menu plan and starting tomorrow eating better...and I think I will have a bit more energy to fix meals that are better for us....don't get me wrong we eat pretty healthy but I still need to make changes as I can't eat red meat, white past/rice/potatoes etc...so heres to a new hopefully healthier life..hopefully the food budget won't be hit to hard with any extra we need to get

I have gone through our freezer today and sorted it out..it is so full and I am so thankful...but can be hard to find things...then when and redid my budget I am going to write it out again but going back to doing the barefoot investor way...that we use to do..it is just easier and we are in a better position to do it now...and its more focused for aussies and I love his book..so easy to follow!!

Even cleaned out my dresser drawers I'm running out of things to do at home...how are others doing??

Our spending really hasn't changed but our daughter has moved back home and she has just started a fulltime job this week but she gets up at 6am to get ready for work and it is so cold here in the mornings and nights...so instead of turning on the ducted heating we have bought her a smaller heater just for the mornings...other than that and material for face masks we haven't really bought anything...although our gas will go up as next week as hubby starts treatment and has to go to the hospital 5 days a week but its only 10-15 min drive so not bad and we had already budgeted for it

Well for us anyways...one of my nieces baby is due in next 9 days...she is excited (its her 5th) but also scared due to the virus...I have another niece that is due in june and another that just found out she is pregnant and due in early october...we have such a big family and it grows every year and I love that...my mom has
5 kids
14 grandkids
44 great grand kids (plus 3 more due)
5 great great grandkids

this does not include step etc

we feel blessed..so happy that there is still things to smile about

So we got our stimulus payment in today (aust) so we put half in to the medical which will pay for hubbys treatments and the other half paid off the cc...so it has taken those 2 payments out of our budget so we can add more to the ice account this month..so feeling good!!

I have been busy trying to find my mom another house to rent..hard during this time with virus but they set up appts and do 1;1 viewings.

hope everyone else is staying safe

I am thankful that careful budgeting...and yes we have a ways to go..but with good budgeting we are able to pay all our bills, our rent, we have enough food etc...during this time of people losing their jobs...or having the uncertainty of what the future holds...I am hoping that people learn from this and start having somewhat of a stockpile of food for at least a month or so and that they start an emergency fund so if this ever happens again it won't be so bad for so many people...I won't hold my breathe...but here is hoping

I know that most people need to stay at home except for essential services...but what are some of the positives and do you think that you will continue them when life gets "back to normal"

Things like takeaway, are you saving money by not eating out,I know gas is a hard one you are saving by not driving but that will change when you go back to work etc...more family time...just things like that

Since we have chronic illnesses our life really hasn't changed that much, we barely have takeaway, we are together a lot anyways...so it is really normal for us...so just wondering if the things that have changed will you continue doing them??