|
|
Viewing the 'Uncategorized' Category
June 30th, 2023 at 01:49 am
Well on the 1st our electricity and gas prices increase...some are going up heaps but ours is only going up 19%...which is around $1000 extra year (give or take how much we use in summer etc) so will have to budget for that...everything has been going up.
Went to see my ent specialist yesterday..took 3 months and I have some sort of ear issue that keeps my ears damp (on the inside) and it creates a rash almost like excema that makes my ears crazy itchy...so have cream and drops to help it...I also have all sorts of sinus issues and also found out that I have a burst eardrum that has now scarred over and that my nose has been broken in 3 places...he asked when they happened and I said never...he said I would know as both would be painful and I told him I have never had pain in my ears or a broken nose...called my mom , she said the same thing never had either...so we have no idea when or how that happened....although maybe I just didn't feel it as I did have a major ear infection years ago that my doc found on a routine appointment, she said it was the worst she had ever seen and I didn't even feel it...she said I should be in massive amounts of pain and it didn't even hurt....so who knows...neither bother me but maybe thats why I have so many sinus issues because it was broken and never set...
Anyways need to readjust the budget and also figure out how to pay all the irs fees they have charged us...tried calling again today and they are to busy to answer, doesn't really help!!
Hope you all have a good 4th July
Posted in
Uncategorized
|
0 Comments »
June 25th, 2023 at 03:40 pm
Well as of the 1st of July our electricity prices are rising 25-40% in our state...so time to look around and see if offering the best deal and see where we go from there...the letter they sent me says that using our averages that we have been we will be spending approx an extra $1000 a year so we need to update our budget...we have already needed to raise our gas and grocery amounts...so time to sit down with the budget and get it sorted to fit the new amounts.
Still not sure if we will move or stay in this house when they lease comes up...or if they will even keep leasing to us...only time will tell, don't really want to move it is so much cost with packers and we can't do it ourselves anymore.
We shuld be debt free again by the end of the year so that wil be nice...had so many extra expenses that have come up and made things hard but we are getting back on track...not doing much else as the weather here has been cold, wet and windy...they say it was going to be warmer and drier but it hasn't been...so I can't wait till spring gets here
Mom is still looking for affordable housing but no luck yet...has only been 9 months...but on the upside it has been nice seeing a lot more of her and spending more time with her.
Posted in
Uncategorized
|
2 Comments »
June 6th, 2023 at 09:55 am
Well it was a wrong prefix on the phone number changed the 3 to a 2 and it was fine, the woman was so rude and beligerent to me for no reason I guess she doesn't like mondays...but was able to get a 90 day hold while they do the amendment...but pretty much what they are charging us is late fees so not sure how we will get that done...I am still trying to find out what happened to the taxes last year and where they ended up...I was trying to see if they have fallen into the wrong hands but that has been hard as we don't have a US address or phone so still trying to figure it all out from our end....only time will tell.
My mom is still looking for a house...been 9 months already...housing is ridicuous...but on a positive note my nephew finally got his licence!!
Posted in
Uncategorized
|
1 Comments »
June 3rd, 2023 at 03:19 am
I finally got a hold of the IRS as we had to do an amendment, we paid what they said we owed (once we figured it out properly) which was lower than what they said (before the amendment was put in), they said they have the amendment but haven't done it yet and that our outstanding balance has been given to collections, but to call them and as them to wait on everything until the amendment has been done...they gave me a number 367 941 1004...I call but it says it is a erong number...I have no idea how collections work...never owed people money like this...and now can't call them to get it sorted...have looked all over their page to see if I can find a number but to no avail...can anyone help me please...this is so frustrating,,,have told them it takes a minimum 8-16 weeks to get mail from them but they don't seem to care and we don't know anything until we can get a hold of them so if anyone can help that would be great...never had to deal with such an incompetent company such as the IRS!!
Posted in
Uncategorized
|
8 Comments »
May 21st, 2023 at 04:03 am
Do you think the US govt will default and what will it mean for those reliant on social security, US pensions etc? how will they pay things...and do you think the politicians will still take their paychecks? Hope they can get it sorted...but I don't live over there so am I reading it all wrong?
Posted in
Uncategorized
|
2 Comments »
May 18th, 2023 at 08:37 am
Has been a little while but have been busy...my mom has now moved in with us so our house has been busting at the seams, and we have her pets as well that doesn't like other animals so we have to keep them seperate...it just means more people, more cooking, more grocery shopping etc....most of which I am doing. Seriously housing over here is beyond a joke and so hard to get. She was living with my niece but her hubby's dad had a bad medical episode and has had to move in with them so my mom had to move.
I am going to redo all my budgeting and thinking about moving banks as well, as I have just gone off the rails and I'm not sure the bank meets all our needs anymore..so researching that....hoping to get back on track soon and start over...anxiety has been through the roof and made things harder...and the weather is getting so cold (for us anyway) and so wet...so that doesn't help....time to press the reset button.
Hope everyone else has been doing great and achieving their goals!!
Posted in
Uncategorized
|
0 Comments »
April 20th, 2023 at 01:38 am
Can anyone tell me if there is somewhere that I can find how much we need to put away for taxes...we never owe and the last 2 years (which has just been completed) we have owed on both of them and it looks like from last year to this year our taxes that we owed doubled...but I would like to make sure we don't owe again but not sure what to put away...is it going to go up another $1000 plus again this year...have tried irs but couldn't find it...anyone have any ideas...our income is under $60,000...Thanks
Posted in
Uncategorized
|
4 Comments »
April 14th, 2023 at 03:31 am
So after 2 months of waiting to hear from the IRS we finally got a letter in and apparently we owe taxes for 2021 and 2022....they are also charging us as they say we never sent them in last year (which we did and we have told them this and called many times about the taxes so they can see that we called and should have notes on the file)...it states that they need to be paid by end of march and we will be charged $45pd that they aren't paid and we had to also do an amendment as there was apparently a mistake made....I know we sent them in so now we don't know where last years taxes ended up..how do we know if someone over there is using our information and racking up debt....or if they have them sitting in a dead box at the irs building...so that concerns us...but with how long mail is taking..so god knows how we deal with this..we have however upped the amount of taxes they take out so we don't owe again (we have never owed money before) so I guess the tax saga isn't over yet!!
Nothing seems to be going well lately...ours daughters 5th iui didn't work, we still can't get my mom/nephew affordable housing, I reacted badly to my anxiety meds and had to come off of it....weather hasn't been great...a childhood friend is having a funeral today...we are not going as i don't do funerals and it is my hubby s birthday...food etc is still going up...
I do want to move and so have been decluttering...so that helps
Posted in
Uncategorized
|
2 Comments »
April 8th, 2023 at 11:22 am
Just wondering if everyone who budgets do you have seperate accounts to keep your money in say POM (peace of mind/yearly bills), ice acct, car, animals, etc or just 1 and just figure out a monthly amount that needs to go into it...so it is available when the bill comes in...seperate savings...just those that need to budget I know some of you have lots of money so not really an issue...what other things do you add in your budget? or what budget tools do you use?
on other notes...we may not be moving...wanting to but housing is so scarce here right now...so we will see. Just found out that my niece has stage 4 melanoma...we are waiting to find out if it has gone to her lymph nodes or not...sad she has 3 kids (2 are special needs)...so hopefully they will get through this.
Still have my nephew here living with us..still looking for housing for my mom and him to move into...been 8 months now...so frustrating...really want our house back to ourselves...he is easy going and not a hassle but just need the space back for our daughter....can't believe its april already hubbys birthday next week he really doesn't want to do anything...
Posted in
Uncategorized
|
5 Comments »
March 22nd, 2023 at 05:33 am
Our lease is up in 7 months and I really don't want to stay in this house anymore..2.5 years is enough...they have heating and cooling in 1 room so it hot in summer (also has a flat roof) and cold in winter...our daughter who lives with us plans on having a baby this year (early next year) and this house isn't good for that...and no matter what we do this house has never felt like a home....so we want to find somewhere else to live....so I have decided today to start decluttering...I know most people say but you have 7 months...but we have the house, 2 small sheds out back. the garage, 2 outside rooms and a storage unit....I know we can pare down some...a lot of it is hubbys tools, our daughters jewellry business stuff and their sewing stuff as wwell as baby stuff (but that will be in its own room when we move)...so have a lot to do and it gives me plenty of time to go through things and throw away/donate/pack....so when it is time to move everything will be done...will also be trying to work on the yard...and closer to the time obviously deep cleaning the house....so I am excited to be doing this....I am a minimalist who lives with people who love their projects..also stretches out payments for things like rubbish removal (we fill our bins each week with rubbish/recycling/green so that helps out) but will need it for the bigger things that they no longer use or want to keep.
Other than that we have now hit autumn and the weather here has been so weird this last 12 months...so we will see what it is like but the uv reading here everyday is extreme and we can feel the difference...but I think the weather world wide has been a bit bipolar!
Posted in
Uncategorized
|
2 Comments »
March 19th, 2023 at 07:50 am
Found out yesterday that a childhhod friend passed away...it was her second time having cancer and she had stell cell treatment again...it didn't go well I guess because she passed..not sure if it was from the cancer or if she got an infection or what..her sister (her only living relative) doesn't want anyone to contact her right now which is understandable...but I have no words...she was only 53 and the only the 2nd person I know that has died from school...she had so much life to live and it has been taken away so suddenly...it really makes you think how easy life can disappear...her sister now has to go through all her things...decide on what to do with her pets..do all the financial stuff...just devastated...knew her almost my entire life and now nothing..she is no longer around...I just can't get my head around it...sorry for the rant
Posted in
Uncategorized
|
6 Comments »
March 14th, 2023 at 02:57 am
So our taxes haven't gone into our US bank...and it has been a month since they sent the 1st letter...so we are sure they have sent checks to us...well no bank in or country (at least in our state) accepts overseas checks, we can't contact the IRS unless we call them which costs a lot...especially with our new carrier....so we are not sure what we are going to do...do we send them back with our bank details again, and get them to put them into our account or do we try and sign them and send them to our bank? I don't like that because mail gets lost all the time and I'm not sure they would sign for a letter from us and I don't want the checks stolen.
When we sent in the taxes we stated that our country doesn't accept checks...4 times in a letter on sticky notes pointing to the banking details (yes it is a US account) so just don't know why they have done this....any ideas on what else can be done...and no because we don't have a US address we can't do a loy online...let me know if you have any ideas please!!
Posted in
Uncategorized
|
8 Comments »
March 5th, 2023 at 03:00 am
Well since our taxes haven't gone into the bank we are guessing they are sending cheques which sucks as we can't cash them here...so not sure what we should do when they arrive...if they arrive!
Also disputing 2 CC transactions that they have taken off our card...we ordered it in 2021 and all was good they had a glitch in their system and recharged me in nov 2022...they said to tell company what happened and get it refunded which I did and then they got back to me and said that the company said that yes I ordered from them and it was to be paid...I kept all the emails and then sent it to my CC company where they said it was a mistake and that I should get it refunded by the CC company...but it can take 6 weeks to process and I'm not going to pay fees, so we will see what happens....I also sent them a nasty email and put a bad review up on their page about ripping people off and lying to us and companies!!
Other than that most bills are paid, we paid for majority of our daughters IUI this month so won't have any savings but we are working on paying off the CC so we can be debt free again...will take 2-3 months then should be done and can start saving again.
Posted in
Uncategorized
|
3 Comments »
February 25th, 2023 at 11:29 am
Wow can you believe it they have completed both years of our taxes so they have finally caught up...we got less than we thought but thats okay...we will see what they changed when we get the letters in from them...we did ask that the money be deposited into our US acct but so far nothing has been put in...not sure how long it takes...just hoping they don't send cheques as they don't cash them over here anymore...and I had it written 3 times in bold letters all over our paperwork...so fingers crossed...or we will have to try send them to our bank which will be hard as we will have to sign them before we send them and if they don't get them and someone else does then we lose it and that would be frustrating to lose $2000....so fingers crossed..they do the right thing...can't believe that they are done and it is only feb...it is a big relief!
We have all been unwell here as we had a week of bad heat 103-110 for a week...it has finally cooled off to 77and it is so nice to the house open and cooled off...we have 1 aircon in our house (we rent) so not much we can do about it...but this year we just aren't coping with the heat..it's weird it use to be my favorite time of year...the garden doesn't know what to do..we had a prolonged winter...then we had a few weeks of spring and things started to grow then it turned cold again...things stopped growing...then a couple weeks nice weather...they started growing again...then really hot weather so nothing has died but never really got much out of the garden this year...hopefully we can improve on that next year....or start looking at winter vegetables...not sure yet...should the prices are ridiculous here for food.
Not much else going on here...next week is pay week and we will pay all the bills and then do a monthly shop so this weekend will be doing a menu, and our shopping lists for the month for groceries/butcher etc...then we just pick up the essentials each week and makes it easier...I can't believe we are almost in march..this year is going by fast
Posted in
Uncategorized
|
0 Comments »
February 11th, 2023 at 04:08 am
Well would you believe it...not that many of you read mine or follow it...but I sent this years and last years taxes where they had to be signed for...not sure it would work but they have received and being processed, both of them...so excited for the saga to finally be over and certainly going to be doing this every year from now on!!...Let's just hope that they deposit it into our US acct and not send a cheque
Posted in
Uncategorized
|
5 Comments »
February 7th, 2023 at 04:06 am
Hello everyone...not a lot happening but thought I would jump online and just update for the last month.
I have sent my US taxes for this last year and the year before (as they still haven't been done) and they were sent over a year ago, I put them in the same packet and then they had tracking and signature so I could at least see if they got them...and I put the date in my phone so I can keep track...So they have arrived and been delivered so guessing they did sign for them and now just have to wait and hope they get them done...hopefully won't be long and if it doesn't take long will do it every year.
Have started a program not doing so great on it as I am reacting to some of the ingredients so its a learning curve and will do it at my pace...which is fine by the owner of the program...but bonus I have had no caffeine in 3 weeks, have been more tired than usual and I am snacking more (need to for the program) so feeling a little better and I'm hoping even though doing it slowly that it will work...only time will tell
other than that life is good, budget is on track, bills are paid for the month, have a little in savings and put some on the CC...I'm prioritizing myself this year and not stressing as much so life is looking better...and more positive...hope everyone else is doing well
Posted in
Uncategorized
|
0 Comments »
January 21st, 2023 at 06:16 am
Finally have this years taxes done and ready to post out...will add in last years since we don't even have confirmation that they have received them and will make it when they arrive that they require a signature so we know they got them...hopefully they will both be done and dusted in the next few months!!
Other than that things are just chugging along...Have found a new program that should hopefully help with health...Im skeptical but will try about anything right now...I can't be left alone due to dizziness and falling etc...and I would really love not to be "babysat" all the time and allow others to live their own life...but going in positive and going to follow it...have nothing to lose and hoefully everything to gain...other things (many of them) and doctors haven't been able to help in 7 years...so maybe this is it...fingers crossed!!...this year will be focused on me and my health...have allocated 1 hr a day to do things for other people and that is it...if I don't get it done then it waits till the next day...making myself a priority....feels weird have never done that before..but time I learnt!!
Hope everyone has a great weekend
Posted in
Uncategorized
|
2 Comments »
January 12th, 2023 at 03:18 am
Well it's time to do the taxes for the US again...the thing I hate most every year....so I am going to look and see if I can find someone to do them for me so far they are costing around $290 which many say isn't a lot but when you don't pay that much tax then it isn't worth it...they still haven't even sent confiramtion that they have received lat years which we sent a year ago...thats right a year ago....and still nothing...maybe I just won't do them...would they even know..we always get refunds so it would be saving them money and they don't really seem like they know what they are doing...so they probs wouldn't even know if we did them or not...see how I feel...this years taxes seem different again from last year and not like we can call to find out...oh well!!
We have a week of almost the 90s here...not looking forward to that...but won't be doing much eitherway to hot..everything else is doing good my feet are healing, hubby is feeling a bit better, budget is on track..looking quite good right now
Posted in
Uncategorized
|
1 Comments »
January 4th, 2023 at 01:50 am
Wow my budget is doing well so far...we have all our bills paid for the month or put away ready to come out when they are due, have started an account for this years christmas already, have grocery and gas money out...we have chosen to go back to cash as it is easier to keep track of as we were spending way to much on groceries...and cash works for us..I am back to meal planning and writing a shopping list...this week was a bit hard as we try to do all grocery shopping in 1 day as we use butcher/farmers markets and grocery stores and being the beginning of the year they werent all open..so that will be easier next week...but we just need to get to the butchers which my daughter will do tomorrow as she is running some of her errands.
A couple things that weren't in the budget that we will need to pay for is my hubby is going to see an integrated pharmacist/nutritionist...they can be expensive but worth it...and I think it will really help him.
And our oldest we will be paying a majority of her next iui as she has used up all her money and doesn't have enough and we don't want her to have to wait any longer than feb....she never asked we offered as she does so much for us (she lives with us) and she is the most deserving kid around, she never asks for anything and always helps us out with anything...
Other than that things are on track...so our CC and savings might be knocked back by a couple months but that should be ok...
UPDATE: ended up in the ER as I burnt/blistered my feet real bad, they ended up cutting the blisters off and wrapping them because they are on the sole of my feet (top part) I can't walk which is really frustrating so won't be doing much the next few days
Posted in
Uncategorized
|
3 Comments »
December 29th, 2022 at 02:15 am
Well my budget is done and ready to go, I have gone back to cash for my groceries and gas....easier to keep track of, I have started menu planning again this week which makes it easier to do the grocery shopping.
My nephew has his licence test this saturday...my hubby is suppose to be taking him out to practice (he has been teaching him) but doesn't want him to be nervous....but hubby ended up in the hospital yesterday...they thought stroke..but it wasn't but he has a narrowing in the artery to the brain that they found in the cat scan....they tried 4 times to do mri yesterday and he couldn't handle it...if he lays flat he gets major reflux...so they are going to sedate him somehow today and try get it done...haven't heard yet...so we will see what they find and what happens next!!
our houseis all tidy everything put away (christmas stuff)..we had a few days around 100 so didn't do much as was to hot..have another couple coming up new years day...so won't do much for that either...but the house has been spring cleaned (including some cupboards and windows) and now we just need to take everything back to storage...and start tidying up the shed so it is usable again...always something to do.
...probably won't be on here before then...so Hope every has a safe and happy new years!!🍾
Posted in
Uncategorized
|
4 Comments »
December 24th, 2022 at 02:47 am
It is christmas eve here and I am taking a break from all the meal prep/sa;ads etc that we are making today ready for tomorrow...yes most sa it is weird but we are in summer here so a cold lunch is always better for us and so much easier...it's going to be a small christmas with about 8 people but that is enough...christmas gifts are wrapped and under the tree (including the animals), we have given gifts out to our vat/chemist/doctors and local hospital ER (we do this every year)...and we are ready eat to much and be merry and have fun catching up with everyone...and hopefully have some fun with our lucky dip game.
Someone in our street threw on the kerbside an old outdoor swing seat...it is still very sturdy and it has no cushions..so my daughter and I bought it home..will paint it and add a cushion and it will be good to go...will leave on our front porch and just look at the ocean...can't wait...and not much cost to fix it up.
I am really looking forward to the new year and all that it brings...especially our budget...feeling positive
So I want to wish you all a merry christmas and a prosperous new years ...stay safe and enjoy yourself whatever your plans may look like
Posted in
Uncategorized
|
2 Comments »
December 18th, 2022 at 01:45 am
Well I have tweaked our 2023 budget and it is looking good, it looks like we will be getting a couple increases in our US payments that might be around $300pm (not sure it takes awhile for us to get paperwork) so we will put that into savings...I have increased some payments but not food for next year...or gas...I can change them will have the money to but I want to get back to menu planning have been very slack the last couple months so need to do that again makes it so much easier and also will make us go to the markets more..and it's cheaper just not convinient.
All bills have been paid for the month, only have to get cash out for a couple gifts and christmas food...will be doing this thursday and then all is done for christmas...our grandaughter's birthday is on new years day but I have already done her gift so don't have to worry about that...I have a couple goals for 2023 which are:
1. To stick to my budget as much as possible
2. To have more of a routine
3. To lose some weight and get healthier
obviously they are year long goals I will have smaller monthly ones but won't put those on here...feeling positive for 2023...just need my nephew to get his licence, my daughters iui to work and to get my mom a rental then life will be good..
Posted in
Uncategorized
|
4 Comments »
December 15th, 2022 at 05:31 am
Wow christmas is just over a week away..is it me or did this year just fly by??
I have all christmas shopping done other than $ but can do that anytime..so will do next week when I take money out to finish up the christmas food...we do it different over here because it is summer we mainly do salads, with ham/chicken etc...so not a hot lunch...it is usually to hot here for that....I am hoping to go to the markets next week to get all our fruit/vegies and fish/prawns (yes they have a fish shop there and they fish daily and bring them to the shop/market...it is also much cheaper..just not real convinient.
My nephew is still working on his licence hours, my DD is waiting to see if her insemination worked, hubby got through his day surgery and is finally feeling a little better, the dog has its stitches out and is healing great, the car didn't need a service just needed to be reset so they did that and didn't charge us anything and we got a new lining on the car roof as it was starting to sag so that set us back $350...other than that not much has been happening here just regular appointments and staying busy...finally starting to get some sunny weather so things are starting to grow in the garden but don't think we are going to get much this year...only time will tell.
I ordered a new bottom think for our yard edger..it is a tough one as the one we have always runs out of twine stuff when I use it...so I'm hoping this one works better...I ordered one for our neighbor as well as he has always mowed and edged our yard since we first moved in..without asking or anything...we just come home or hear something out the front and here he is doing our yard...they are such nice people..so I bake them banana bread..bought them big bags of candy for halloween and have also ordered a family game for them for christmas...
Also got our aldi fone plans in today so setting them up and that will save us $612 a year..have been waiting for them to have the sale again only have it a few times a year here....feeling positive and know that next year will be a better year for us...especially financially...and it's on 17 days till 2023😬
Posted in
Uncategorized
|
2 Comments »
December 4th, 2022 at 09:43 am
Well I have just updated our 2023 budget...and it is looking pretty good...again I have based it on our lowest income so if anything comes up we should still be able to cover it...obviously we will update and tweak it as the year progresses...
some things I am getting back to is menu planning (been real slack this last month) and cooking more we usually cook 98% of what we eat...but last couple weeks we have been having more take away...which is not like us...but we will be doing it more again!!
Aldi finally has their new plan out...we have been waiting for them for a few months now, it is a yearly amount that you pay not monthly and our mobile phone service was breached...and have been not so great...so we just bought our new plans and when they come in we will get rid of the service we have....and bonus we will be saving around $612 a year just on this...although I am expecting prices of things to keep rising this year...so might not be a real savings...as i always tell people "it's only a savings if it is in the bank...if you buy something on sale etc...it's only a good deal unless you put what you would have saved into the bank"
Have the car in for service this week, hubby has day surgery thurs...hopefully we will get some answers...hubby also has doctors, my daughter and I have the hairdressers, then we have a xmas party and a baby shower on sunday so going to be a busy week
Posted in
Uncategorized
|
0 Comments »
December 2nd, 2022 at 08:17 am
December is looking expensive and not because of christmas...we have to get our car serviced and also the lining on the rof of our car needs to be replaced as it is starting to droop...I have put away $1000 for service and $400 for the roof....not sure if it will cost more or less will just see have the car booked in for service on 6th but need to book the roof in now and hopefully before christmas.
Christmas shopping is done waiting on 1 gift to come in and then just need to get money out for some people then only have food...shouldn't cost to much as will only be around 8 of us at most.
My daughter had her 4th iui today so hopefully it works and we find out she is pregnant just in time for christmas..that would be so great..fingers and toes crossed.
My nephew has finished his school year (we live in aust) so we can finally get his driving hours up...so many rules over here to get your licence.
Other than that we are paying bills this week and just chilling...finally getting some nicer weather so able to get some much needed yard work done...and then can finally spring clean the windows and such...
Posted in
Uncategorized
|
0 Comments »
November 30th, 2022 at 11:52 pm
Just got a letter in from US social security the other day requesting updated information, this one came from the US which is weird as everything we do we have to go through the phillipines...so we moved 1.8 years ago and have send 3 change of address to social security and loand behold the one we got went to our last address...it was redirected to us thankgod we received it as we have 45 days to respond or no longer get paid....I really wish the irs and social security would have access to online for those living overseas, it would make things so much easier....we have no access online due to not having a US address...they really need to get stuff caught up and updated...almost 11 months and nothing on taxes...and now almost 2 years and still haven't changed our address and we were lucky that we got the mail...such a frustrating process...so we sent it in and I requested that it be signed for...my hubby said they won't sign for it..but that way I know whether or not they get it...I still can't get through to the IRS...so when I do next years taxes will send in this years again and do the same thing so I know that they actually get them...if they don't sign for them then at least we will get them back.
Posted in
Uncategorized
|
2 Comments »
November 22nd, 2022 at 01:05 am
Not sure if anyone knows but we have had some pretty bad hacks(by russians) into a couple of systems over here that they have released many peoples private information...we were in 1 group but not another...not sure how much of our info has been hacked or sold...no-one does but we were able to put a hold on our credit information...so if anyone tries to open things or buy things under our names and whoever they are trying to go through tries to access our credit info it will block them out..so if they can't get the info they won't give the person what they want...and we don't get masses of debt in our name...we have a code so we can unlock anytime we want to but we can also keep it on there as long as we want to and its free (for now)...so that is what we are doing..hoping it works...and hoping that someone really starts messing with russia just like they are doing with the rest of the world....teach them a few lessons....anyway here's hoping we don't have any more hacks over here
Posted in
Uncategorized
|
1 Comments »
November 22nd, 2022 at 12:57 am
We don't have any kids in our family right now...just adults..we do with extended family but we don't spend the holidays with that side of the family as we don't really get along with a few of them...and it becomes really hard to buy things for adults who basically work and buy what they want anyways...so this year they are getting a gift each (their choosing) and then I got a bunch of silly gifts for us to play lucky dip with...its just a fun way to spend the day with family and have some laughs...does anyone else do things like this??
Posted in
Uncategorized
|
2 Comments »
November 21st, 2022 at 01:20 am
So we are coming up to summer here and yet we have only had like 3 days of spring weather..I think the highest warm day we have had is aroumd 66 degrees...but it has been way colder than that...so cold and wet and our vegies are not growing very well at all as they don't get enough sun and the winds and rain have been horrendous and we live near the beach which doesn't help....so in 9 days it will be summer and I'm just wondering if we will get our spring weather or whether it will be hot...which I'm hoping not as everything in the bush has grown so much which means if it gets hot then we will be in for some bad bushfires this season...but I am just wanting some warmer weather...and some sun...glad I had 3 months of taking 100,000mg of vit D this spring as I would be completely depleted as I am always so low in vit D....hope you guys are enjoying your weather...other than that I am finally getting some of my christmas shopping done
Posted in
Uncategorized
|
2 Comments »
November 16th, 2022 at 11:55 pm
That is how long it has been since we sent in our taxes....304 days 😧 we haven't been able to get through to them as they are so busy, so we don't even know if they have received them or if that info is just fallen into the wrong hands in the US...thats what I hate...the not knowing...they could be using our info to get loans etc and we would never know as we don't live there...just wish they had a better system in place for people living overseas...maybe we just won't do them anymore...I mean who cares right it would just us missing out on money not them and it really isn't worth the time and effort for $1000 is it?? Well I am over it and the whole IRS system...they are so incompetent!!
Maybe beause it has been a bad week for us both hubby and I are down sick, can't find my mom housing, the dog has surgery today...plus a few other things and I'm just over it
Hope everyone has has a good weekend...we have yet more thinderstorms. lightening and flooding to deal with!!
Posted in
Uncategorized
|
3 Comments »
|